Today we are launching new Residential specials - including Shared Ownership, Right to Buy and Help to Buy products! Here are some highlights: Special Shared Ownership 95% LTV, 2 years fixed, 4.14%, no fee and free vals Special Right to Buy 75% LTV, 2 years fixed, 4.29%, no fee and free vals Special Help [...]
During a recent client review, Cura managing director, Alan Knowles, was made aware that his client Melanie1 had been diagnosed with Rheumatoid Arthritis. After contacting Vitality, he was able to tell his client that she could unexpectedly claim £9,000 as a severity-based payment. Melanie’s situation is real-life example of a Serious Illness Cover claim [...]
From March 2022, a new regulation from the Financial Conduct Authority (FCA) comes into effect, which means that extra security will be required when making online payments. What does this mean? From today, when making a payment during an online application, the cardholder will now be asked to authorise this before it can be [...]
Conveyancing Step by Step Guide Buying and selling a home can often be thought of as a complicated process as it is something that we don’t frequently do. At eConveyancer, we have produced a user-friendly step by step guide for you to use with your clients, explaining the process in bite-sized chunks. Getting Started [...]
Launching the Underwriting Hub, Taking a closer look at Aviva Underwriting Hi everyone and welcome to this week’s protection update – 11th March – where is the year going? I actually had a week off last week which is why my protection update was short (because I pre recorded it before I went [...]
Common sense credit and income criteria Some people do not have the perfect financial profile for their plans and find their credit score 'does not compute'. We aim to see the person beyond the profile and offer practical lending on mortgage affordability and credit history, not automated credit scoring. For example, we take a [...]
The Legal & General Mortgage Club will soon be back on the road again for their first spring roadshows in 3 years. The theme is 'Inspire, Flourish, Grow' and all the roadshows are kindly sponsored by Kensington Mortgages. Why should advisers attend? • Our agenda will cover green mortgages, a market overview, technology updates, [...]
This week has been international women's day but the conversation around women shouldn't stop there. We've been looking at financial resilience amongst female and why you should tailor the conversation around the value of protection for them at certain times. When it comes to financial literacy and confidence, we explore how women are educated [...]
As landlords continue to look to LTD Companies to organise their portfolios, our Sales Director has reviewed the current market to see what is happening to make incorporations easier. Find out more here.
Subject Line: Kent Reliance for Intermediaries: Are your case submissions in tip top condition? Here at Kent Reliance for Intermediaries our underwriting team have years of experience under their belt and have a ‘look to lend’ mindset. As one of our partners, we want to support you in submitting your cases, so we can [...]
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