Brokers can now secure a product switch with Paragon Bank 6 months prior to their client's current deal expiring. This enables a fixed rate to be secured now but they still have the flexibility to select another product should rates drop before the switch completes. Given the importance of retaining business and [...]

With our new streamlined approach to calculating customers' Buy to Let applications, you'll find that you'll have more time on your hands because: we have two indication calculators – one for smaller landlords and one for portfolio landlords with lower stress rates for like-for-like remortgages and 5 year products, we could lend more to [...]

We wanted to let you know that we’re making some changes to the following Clydesdale Bank products at 8pm today. £1m+ 2 and 5 year fixed rates will be increased by up to 0.25% Core 75% LTV 2 and 5 year fixed rates will be increased by up to 0.09% Selected Core 80% LTV [...]

We wanted to let you know more about our new Key Worker proposition that we've recently launched on our Residential range. Vida's Key Worker Highlights: > Key Workers can borrow up to 5.5x their income, applied to all parties to the mortgage > Up to 90% LTV available > 2nd income and shift allowances [...]

We're really excited to announce that our popular webinar series, Skipton Talks, is back with four brand new episodes. Only this time, they come in the form of podcasts which you can listen to on your favourite streaming service! Our regular hosts, Rachael Hunnisett and Derek Adams are joined by experts from across the [...]

WHO ARE WE? LiveMore. There’s a clue to what we do in our name. We are a team of leading experts with specialist skills in mortgage finance and innovative tech. Together we’ve created a portfolio of interest-only mortgage products exclusively for those over 50 to make it easy for people to live their later [...]

How top slicing could support your buy to let customers Top slicing enables customers to use surplus portfolio and/or earned disposable income to prove they can meet any financial stresses, rather than using the rental income of the property alone. It's available across all of our buy to let schemes, which includes limited company, [...]

The Government’s Levelling Up White Paper focused heavily on the housing market, specifically looking at what it might do to turn, in its words, ‘Generation Rent’ into Generation Buy’. Here’s how we are part of that movement to increase the number of first-time buyers in every region of the country. Click here to read [...]

Unusual capital raising From home improvements to holiday home purchases, buying out stakeholders and paying off loans, there are a myriad of reasons for capital raising. And with the mortgage market predicting a busy year of remortgaging, we thought we’d share with you some of the capital raising cases we have approved. Read about [...]