We want to make it easier for your clients to take that step onto the property ladder. That's why we're delighted to announce some positive changes to our Shared Ownership lending criteria. What are the changes? We’ve extended 95% LTV lending to remortgage and additional borrowing applications. We now allow remortgages of up to [...]

Professional landlords with portfolio of properties, or whose sole income is derived from property can be an uncomfortable risk to some high street lenders.Here at West One however, our approach to background portfolios is simple.Portfolio Lending up to £10 million per borrower.20 loans per applicant, more by referral.No formal stress test on background portfolios, simply [...]

Keystone Property Finance are a specialist buy to let lender who help brokers to find solutions for an array of different client and property scenarios. They offer a wide range of products including core, enhanced cashback and green which are suitable for clients that are borrowing through limited company structures and personally. Property Solutions for…. [...]

In celebration of Valentine’s Day, Precise Mortgages, the specialist lender who’s always on the case, has launched a sparkling prize draw on LinkedIn offering brokers the chance to win a case of champagne. It’s really simple to enter their free prize draw. All you need to do is head over to Precise Mortgages’ LinkedIn [...]

We are pleased to announce that we are introducing a new range of Buy to Let and Residential Limited Editions. These products will be going live on Tuesday 8th February 2022. Please see product details below and our new product guides attached (under embargo). BUY TO LET New: LIMITED EDITION Standard & HMO/MUBs BTL [...]

This significant pricing reduction will see rates now start from as low as 0.47% for regulated and non-regulated bridging for both light refurbishment and our standard bridging ranges. In addition we are also changing our LTV bandings to now start from 55% LTV instead of 50% LTV and this is all complimented by our [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Santander's response to the Bank of England base rate change Bluestone Mortgages: Have your clients had an unfortunate CCJ registered?  Newbury BS: Great [...]

We’ve made some exciting changes to Clydesdale Bank’s lending criteria and products so we can say yes to more customers. Improved LTV bands and higher loan size. We’ve increased the LTV by loan amount across all residential tiers and can now lend up to: 95% LTV to £600k 90% LTV to £1m 85% LTV [...]

Bank of England Base Rate increase The Bank of England’s Monetary Policy Committee have today announced a 0.25% increase to the base rate to 0.50%. As a result of this announcement we can now confirm the following: All customers who have existing mortgages which track the Bank of England Base Rate will see their [...]

We’re making various changes to our residential and Buy to Let criteria on Wednesday 9 February. We’re updating our residential affordability rates to reflect December’s Bank of England base rate increase. We’re also updating our Buy to Let rental cover thresholds (ICRs) to allow us to better consider your client’s tax position: At least [...]