Hello Bethany We wanted to let you know that we’re making some changes to the following mortgages at 8pm on Wednesday 2 February. Residential Exclusives Selected 75% and 80% LTV fixed rates will be increased by up to 0.05% Core Selected 65% LTV fixed rates will be increased by up to 0.09%. Selected 75% [...]

From 3 February 2022, TSB is making selected changes to their Buy to Let product Range. The lender is increasing the maximum loan on House Purchase and Remortgage applications 0-75% LTV to £1 Million. TSB is temporarily withdrawing their 10 Year Fixed House Purchase and Remortgage 0-75% LTV, £0 fee products, and making a [...]

Register your mortgage administrator to help you with your applications With SFI Live Chat you and your mortgage administrators can talk to us about existing mortgage applications, as well as pre-application queries. Register your administrator now so they can take advantage of this service. Once registered, your administrator will also be able [...]

Is 2022 the year for Buy-to-Let With a thriving Buy-to-Let market, here’s how we’re helping you better support your landlord clients with an increased commission, no valuations and new 80% LTV products! Read More about the Buy-to-Let boom and how we can help you A regulated buy to let case [...]

This week’s Tech Tips focus on Holiday & Short Term Lets. When holiday and short-term let business rolls in, we’ll help you surf the wave. With rapidly growing demand and advantageous tax rules, smart landlords are getting into the short-term letting market in their droves. What they need now is a mortgage product that [...]

New Semi-exclusive remortgage products launched from Wednesday 2nd February Products available with either: remortgage service including free legals and standard valuation Or Own Conveyancer option offering £250 cashback and standard valuation but not free legals Please view the attached rate guide for further details of the product change

You asked, we listened - We always take your feedback on board and we're excited to announce some criteria enhancements. We've made these changes so you can help even more customers and grow your business, at Hodge, we're always working with you. Our criteria enhancements: We've reduced our minimum property value from £120,000 down to £100,000 across all our mortgages. [...]

All too often landlords have to pay a higher rate for adding to their portfolio if they purchase through a limited company, rather than as an individual, as a result of the higher interest rates levied on limited company buy-to-let products. That isn’t necessarily fair - purchasing through an SPV is a perfectly legitimate [...]

For the mortgage industry 2021 was a year like no other. House prices rose to all-time highs while interest rates remained near record lows. The stamp duty holiday boosted sales at the same time as many of us decided to renovate rather than relocate. So as we approach the third year of the pandemic, [...]

A second charge mortgage can be a powerful option when it comes to refinancing, they provide access to well-needed funds and release equity that otherwise would remain unused. Not quite sure on how to recognise the opportunity? Want to understand who may be suitable for a second charge? We have created a quick video [...]