Did you know that our critical illness cover includes children’s critical illness at no extra cost – for children from 30 days old up to 18 years old or 21 years if in full-time education? Over the past five years we’ve paid £6.8 million in children’s critical illness claims. In fact, in 2015, we paid [...]
We know new technology that makes your life easier can be just as important as providing a high quality service you can trust. That’s why we’ve introduced our new online ‘estimated decision’ functionality to work hand-in-hand with your dedicated underwriter. What is it? We’ve added a button to our application screens to help you determine [...]
Great news, on Wednesday 1 June 2016 we launched new residential First Time buyer exclusives at 95% and 90% LTV. These products will be available for a limited time only so I’d encourage you to act now to secure these great rates for your clients. Full product* details are: 90% LTV 2 year fixed 2.49% [...]
As advisers, the UK mortgage market presents an excellent opportunity for you to engage clients in protection. At The Exeter we’re passionate about the importance of income protection. For too long it has been the poor relation in the world of protection insurance, whilst it is widely agreed that it should be at the forefront [...]
Friendly Voice; a free confidential telephone service that offers practical help and emotional support in worrying times, such as serious illness, injury or bereavement. The service is available to all new and existing Members and their spouses as part of their income protection contract with the Society. When needed, a Personal Nurse Adviser will be [...]
In 2015 we paid out £542 million in individual protection claims. Not only is that £22 million more than in 2014, but an average of £1.5 million paid out to our customers every single day. In fact, over the past five years we’ve paid out £2.5 billion in protection claims to over 46,000 of our [...]
Did you know that over 40% of mortgage holders and over 70% of renters have no back-up plan if they were too ill to earn?1 They might get sick pay from their employer or help from state benefits, but this could be less than they expect or not last as long as they think. If [...]
· One in five (21%) of households unable to survive financially if they unexpectedly lost their income due to long-term illness · Despite concerns, Brits are more likely to prioritise paying for internet connection and mobile phones than life or critical illness cover · More than a third (36%) would resort to raiding their [...]
The retirement landscape is changing beyond all recognition… but where does it leave those customers in or approaching retirement who still want to borrow money on their property? ONS data highlights that the 50+ is a growing population and demonstrates the need to know more information about these customers… Are they still looking for borrowing [...]
Fleet Mortgages, the buy-to-let and specialist lender, has today announced its continuance of ongoing criteria changes with a focus on the transfer of property to limited companies. From today, Fleet Mortgages will consider applications where individuals are transferring their properties to a Special Purpose Vehicle (SPV) limited company. This is treated as if the limited [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
