From Monday 7 August, we are introducing some changes to the way we assess mortgage applications from self-employed contractors earning more than £75,000 a year. Here’s a summary of the way we will now assess their income, as well as the income proofs we require from them, with the changes highlighted in bold. We’ll [...]
We're just letting you know that from Friday 4 August 2017, we're extending the end dates across all New Business products. New Business guide Product highlights 1.39% 2 year tracker up to 65% LTV Available for purchase, remortgage and further advance £1,995 arrangement fee £150 application fee ERCs apply 1.99% 2 year fixed up to 75% LTV Available for [...]
We are pleased to announce the launch of new Residential Exclusives with Pepper Homeloans. The products are available to 75% Loan to Value on the NP1 and NP2 range and will enable your near prime clients to maximise their affordability. + NP1 - 2.99% 5 Yr Fixed Rate + Available to 75% LTV - [...]
Welcome to this week's Protection Update. Be sure to have a look through as there is sure to be some information pertinent to you. Included in this weeks update: Aviva give you the opportunity to develop your skills and grow your business; Legal & General hold a second, more detailed, Income Protection webinar; The [...]
Support your professional development with our Financial Adviser Academy (FAA) We understand the level of professionalism you demand of yourself as a financial adviser - and the expectations of regulators and your clients. That's why we created our Financial Adviser Academy to help support your Continuing Professional Development (CPD). Training material is available online and you [...]
When we launched Vitality Optimiser in 2013 – a market first offering upfront premium discounts, annual cashback, the chance to control premiums and access to our full range of rewards – our expectation was that it would receive a characteristically warm welcome from clients and advisers alike. What we could never have predicted was quite [...]
The Exeter is dedicated to changing the face of insurance for the better. They’ve just released a real-life claim story about Adam, a customer who suffered life-threatening injuries after a horrifying road traffic accident. Click here to download it. Here’s how Adam’s story can help you sell the importance of income protection to your clients: [...]
Did you know? There were 32.01 million* people in work between March to May 2017. That’s 324,000* more than a year earlier! It’s great news that the UK’s workforce has increased, but what’s in it for you may be wondering? Well, all working adults need income protection. Take advantage of the growing workforce and increase [...]
Due to popular demand we've now launched a second webinar in our Income Protection series. ‘Income Protection in more detail’ provides you with a comprehensive view of the following topics - the market, product, customer and sales support. Book now to help build on your general understanding of Income Protection. Our successful entry level webinar [...]
The summer holidays are now upon us and your children will be looking for fun things to do. We have the perfect solution. AIG Life is calling on budding young artists to help create a Care4Kidz calendar celebrating birthday milestones for us and Winston’s Wish, the UK children’s bereavement charity that we partner with. [...]
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