As part of our continuous improvement of AIG Life's underwriting philosophy, this week we have improved our online underwriting rules for raised blood pressure and raised cholesterol. Both raised blood pressure and raised cholesterol are very common in the UK1 and are two of the most common disclosures we assess on our applications for life [...]

What advisers like you had to say Last month, we asked financial advisers what they thought about income protection and for those currently writing it, the tools and support they use the make the recommendation process easier. More than 700 advisers took part and we thought you might be interested in the results. The results [...]

Great for the self-employed, My Earnings Insurance from Cirencester Friendly has optional Severe Injury Cover for plans with a deferred period allowing a longer deferred period for sickness but protecting against severe injuries* from Day 1. This is the plan that says ‘yes’ to even more of your clients. So what are you waiting for? [...]

Our journey is now complete to bring all our UK intermediary protection businesses under a single brand. The rebrand of Scottish Provident’s Pegasus means we can now offer Life Cover for the whole of your client’s life. This complements our existing product range and reinforces our vision for protection – to give you a proposition [...]

After the success of our 5th annual Business Quality Awards, we’re delighted to announce that the next set of literature within our Business Quality Programme is now available. Our Business Quality team can offer you and your business a consultancy service with the necessary expertise, experience and knowledge to help you deliver enhanced commercial performance, [...]

Virgin Money wants to help you process your cases as quickly as possible and that means not just meeting but beating their SLAs where they can. They make a clear commitment of getting offers to you within 10 working days of receiving a fully-packaged application, or they will give your customer £100*. When submitting your supporting documentation to Virgin Money, simply [...]

Product launches We are pleased to announce that we are launching two new 2 year residential products and extending the end date on our current 2 year 90% LTV residential product with effect from 9am on 22nd April 2016. 80% LTV 2 year fixed until 01/09/2018; 1.95% pay rate; £199 booking fee; no arrangement fee 85% [...]

Leading mortgage distributor 3mc has announced the launch of a 90% LTV residential mortgage with no packager fee. The deal, which marks 3mc’s appointment to Kensington’s packager panel, is being offered with the choice of a 4.89% two-year fix or 5.19% three-year fix. The product is also being made available through 3mc’s network partners Home [...]

Great news! We’ve reduced the rates on selected 2 year fixed, 60% & 75% LTV Buy to Let products with effect from Tuesday 19 April 2016.   Our new competitive rates are: 60% LTV 2 year fixed, 1.99%, £1995 booking fee - purchase and remortgage 60% LTV 2 year fixed, 1.89% with 1.5% booking fee - [...]