New research published by Aldermore this week shows that over half the UK’s buy-to-let landlords (52%) expect tomorrow’s changes to stamp duty and buy-to-let mortgage tax relief to have no real impact on them. Key findings: While 52 per cent of landlords overall expect the changes to have no impact, older landlords (over the age of [...]

We’re here to support you and your self-employed customers through the mortgage process. Proof of income is often a challenge, as those who are self-employed cannot simply verify their income by providing payslips. So to help, we’ve created this handy how-to-guide to help your clients get the income verification they need to apply for a [...]

Virgin Money has created a dedicated First Time Buyer Zone packed with tools, tips and guides for you and your first timers. From home-buying hints for them, through to email and letter templates for you, they want your first time buyer business to go from strength to strength. To find out more, visit Virgin Money’s [...]

The Exeter have announced that they paid 94% of income protection claims in 2015. They released their annual statistics within an infographic that provides detail behind the data, showing that accidents, injuries, back and musculoskeletal problems accounted for almost 60% of paid claims. The Exeter have a proven track record of delivering on their promise [...]

A shortage of homes continues to influence house price rises and whilst price growth has fallen in recent months, it continues to outpace earnings and inflation. According to Nationwide’s most recent First time buyer House Price Index, the house price to earnings ratio in the UK is 5.1* and in London the problem is even [...]

We’ve updated our online quote and apply service to make it quicker and easier to do business with us. It works across all electronic devices, so you can use it on go – either with your laptop, tablet or smartphone. Better still, it has a smart rules engine built in. This means a client will [...]

Last week, we let you know that we had reduced selected rates across both our residential and buy to let fixed rates. Here's a re-cap of the changes we made: Residential 2 year fixed rate products 80% LTV with a reduced rate of 1.89% 85% LTV with a reduced rate of 2.09% 90% LTV (max [...]

Paymentshield has launched a whitepaper which provides a comprehensive overview of the risks when customers choose to buy from aggregator sites, whilst also identifying the opportunities this creates for advisers in today’s market. James Watson, Sales & Marketing Director commented “The value of advice cannot be underrated, meaning that financial advisers of all types need [...]

Training on Wills, Trusts and Lasting Powers of Attorney The Right Will and Estate Planning Limited are running a half day workshop on Wills, Trusts and Lasting Powers of Attorney on the 12th May for our Network. If you are already attending our National event in May, and have always been interested in Estate Planning, you may [...]

At LV= we believe everyone should be supported if they’re ill and can’t work, through quality financial protection that pays out when it matters. So we've developed a straightforward underwriting philosophy to help you write IP faster, whilst managing your client's expectations. Five ways our underwriting can help you write IP faster No automatic requirements for [...]