At The Exeter, we pride ourselves on offering a personal, efficient service – one of the reasons we were awarded the Financial Adviser 5 Star Service Award for an impressive third year running in 2015. One of our success stories is the relationship between advisers and our team of underwriters – here are some reminders [...]

In the insurance industry we talk a lot about the ‘protection gap’ – the fact that large sections of the UK population would be left exposed financially were they to suffer a financial trauma such as illness or injury that affected their ability to earn. We give it due attention for good reason. Figures from [...]

Crystal Specialist Finance (CSF) has entered a strategic partnership with Pepper Homeloans, with the company added to the lender panel and all documentation immediately available via Packaging Portal to help streamline completion times. Via www.crystalsf.com, brokers can access Pepper Homeloans residential and buy-to-let mortgages by selecting the product type, viewing the applicable product guide and [...]

On the 24th November 2015, Let Alliance sent our Annual Landlord Questionnaire to policyholders of our specialist Landlord Buildings and/ or Contents Insurance policy*.  We asked for their thoughts on the buy to let private rental sector and their answers confirmed some very interesting and positive results. For example, 39% of Landlords told us they [...]

Virgin Money will help you zone in on first time buyers With the first time buyer market set to flourish in 2016, Virgin Money have created a First Time Buyer Zone packed with tools, tips and guides for you and your first timers. Plus, they’ve got plenty of products to please your first time buyers: [...]

As we all live longer, our protection and mortgage needs are changing. Increasingly we are seeing more lenders offering  mortgages up to age 85 or lifetime mortgages. So in recognition of this, all of our term only products can now offer cover up to age 90 for mortgage, family (excluding FPIP) or business protection (excluding [...]

March is Free Wills Month! Free Wills Month brings together a group of well-respected charities to offer members of the public aged 55 and over the opportunity to have their simple wills written or updated free of charge by using participating solicitors in selected locations around England and Wales. Research by the Law Society* highlighted that [...]

At Uinsure we’ve made it our aim to get more brokers engaged with GI. Our team are speaking with intermediaries on a daily basis to find out what is preventing them from embracing protection and as a result causing the shockingly low market penetration for home insurance sales against mortgage completions - currently 20%. One [...]

Service is very important to us as a lender.  Once you’ve sent your clients application to Santander for Intermediaries here are a few tips we find can really help speed up the application process. Enter the approved solicitor details in the application as it's the most common reason for delays For capital raising give full details of the use of funds [...]

There are more self-employed people in the UK than ever before, which is a great opportunity for brokers willing to take the time to understand their needs – but it’s not always straight forward to place them. Non-standard income streams, lack of accounts and tough income requirements are just some of the issues you can [...]