In last year’s FCA thematic review of the mortgage market one of the key things highlighted was the ‘savvy consumer’.  That’s the client who comes in the door with a very clear idea of what they need and expect you to get them it.  They don’t think they need advice, they have after all consulted [...]

One third of the UK population have savings of just £250 or less… average funeral costs are now £3,590* As funeral costs continue to rise, it's important to make sure that your clients are planning ahead to avoid leaving their families with bills they can't afford to pay. Did you know we can help support [...]

Second charge packagers who are not operating as regulated firms are likely to have no intention of staying in the industry, according to specialist packager Y3S. Firms operating in the second charge industry need to have the appropriate permissions by 21st March this year, but Matt Cottle, Joint Group CEO at Y3S, says firms who [...]

Throughout 2016, our personal trainer BDM’s want to help get your General Insurance sales into shape. By requesting a ‘Pulse Check’, you will receive the following: Help analysing your customer base Tips on selling to your target market Examples of best practice from other GI providers in your area Tutorials on how to use our [...]

You will recall that back in November 2015 we were asked by Arch Insurance, the insurer for our Private Medical Insurance plan, to increase premiums by 15%. This was by no means ideal, and was compounded by a number of changes made to the hospital list. Since then, we’ve been working tirelessly to overturn this [...]

Aldermore continues its strong record supporting homeowners by launching its London Help to Buy mortgage. Under the scheme, the Bank offers a 2-year fixed rate product with an interest rate of 3.98% up to 75% LTV, available from Monday, 1st February. The London Help to Buy: scheme is identical to the existing Help to Buy: [...]

We can now offer Ex-pat BTL mortgages and regular BTL mortgages. Minimum loan size is 200k however if you have an enquiry close to this figure please refer to our BDM. Max LTV is 70% Rental coverage of 125% based on a pay rate of 4.49%. The customer can be paid in the local foreign [...]

We’re proud to be celebrating our 15th birthday in the UK protection market. And to thank you for your support, we’re launching our 30-day birthday sale on 23 January. As a leading provider of high-net-worth and business protection solutions, we’re offering up to 10% off the following protection benefits: level and indexing life protection with [...]

From Friday 29 January, we will be changing rates in our intermediary range of residential and buy-to-let mortgages. I have highlighted the rate changes below. For a full listing please visit intermediary.natwest.com Core Range - Changes apply to purchase and remortgage products unless stated Residential – purchase and remortgage 2 year fixed rate deals £995 [...]