On Thursday January 28 we increased the maximum loan size from £350k to £500k on selected Residential and BTL products: Residential 2 Year fixed fee offer < = 85% with a rate of 2.49% (max £500k) 2 Year fixed fee offer < = 90% with a rate of 2.99% (max £500k) 5 Year fixed fee [...]

Income protection has its place for most working people; and not least for your younger clients. While they may be busy climbing the career ladder or juggling work alongside bringing up a family, there could be times when they struggle to cope with financial and emotional pressures. Protect+ income protection provides a regular financial benefit [...]

We’re pleased to announce we’ve launched our latest business protection CII accredited training video with Asset TV – Business Protection. Hosted by Richard Kateley, this video discusses our latest research and talks about the key areas of business protection; debt, profit, relevant life plans and share protection. The Asset TV website records all the training, [...]

Here are three key areas to focus on to achieve a more accurate affordability calculator output. Income Record all primary and secondary income accurately directly from the client’s proof of income. Pay attention to overtime, commission and bonus payments – you need the lowest of the last 3 payslips supported by at least 6 months [...]

We’re committed to making your experience of doing business with us as easy as it can be. That’s why we don’t just rely on whizzy new technology, like our new online service, to help you write business - our people are here to help you too. We give you a dedicated case manager and underwriter [...]

Fleet Mortgages, the buy-to-let and specialist lender, has today (25th January 2016) announced that £1.2 billion of business flowed through its system in its first year of lending. The figure is comprised of its current live pipeline of business, those cases which were either declined, cancelled or unselected, and all completed business. The lender is [...]

With a stamp duty increase on the horizon, many buy-to-let landlords may feel now is the time to buy. Whether they are looking to fix for the short or long term, we have competitive 2, 3 and 5 Year Fixed Rates and 2 Year Tracker Buy-to-Let Mortgages available with cashback. Take a look at a [...]

The following rate changes are being made with effect from today and applications must be received by 5pm Monday 1 February: ·  2 Year Fixed Fee Offer < = 60% changing from 1.89% to 2.09% ·  2 Year Fixed Fee Offer < = 75% changing from 2.09% to 2.19% ·  2 Year Fixed Fee Offer [...]

From 9:00am on Monday 25 January 2016, we have increased the maximum age cap for Buy to Let (BTL) applications from 75 to 80 years of age. We have recognised a growing appetite for people over 50 years of age to invest in property and landlords wanting to hold onto properties longer into retirement, therefore [...]

On Tuesday 26 January 2016 we will be making changes to our Buy to Let and residential pricing. Buy to Let 75% LTV 2 year fixed rates reduced by up to 0.15% to: - 2.69% with £1995 booking fee, purchase and remortgage - 2.49% with 1.5% booking fee, purchase and remortgage 2 year fixed rate [...]