I remember, shortly after joining the network, Jennifer interviewing me for The Right News (August Edition) and asking what I aim to achieve in the first 6 months. Well, first and foremost (and always) it is to ensure that as a network, as firms within the network and as individuals, we put customers at the [...]
BROKER FEES We have had occasions where Advisers have not declared their Broker Fees on the Initial Disclosure Document , Client Records and to the Network. Failure to disclose your Broker Fees is a serious Breach of Regulatory Requirements in accordance with Regulatory Rules. Broker Fees should not exceed 1% of the loan amount and, if [...]
On Friday 27 November 2015 we will be making changes to our mortgage range. New Buy to Let fixed rate products with a £495 booking fee 60% LTV 2 year fixed Buy to Let, 2.94% with £495 booking fee, purchase and remortgage 75% LTV 2 year fixed Buy to Let, 3.64% with £495 booking fee, [...]
It’s possibly the most important cover that you can purchase, yet there is a huge protection gap when it comes to income protection. It’s a “difficult sale”, and “not good value for money” are common misconceptions. We want to demystify income protection, to show you that it is far from the poor relation, and should [...]
Last week Precise Mortgages introduced their limited edition buy to let range to the market, offering your landlord customers even more choice when it comes to finding a suitable buy to let product. As well as offering products up to 75% LTV, they also include the same criteria that you have come expect from Precise [...]
Message from Clydesdale As a member of The Right Mortgage Network, clients come to you for a solution that fits their needs, not a lender's. Brokers come to us because we understand this and don't adopt a one-size-fits-all approach. Each and every application you make through us is assessed on its individual merits. We know that [...]
From Tuesday 24 November, NatWest Intermediary Solutions have raised the loan to income maximum on mortgages of 75% LTV or lower from 4.45 to 4.85 times income. For mortgages of between 75.01-85% LTV, the loan to income maximum will be raised from 4.45 to 4.75 times income. No changes are being made to the loan to [...]
Message from Barclays From tomorrow, Wednesday 25 November, we are introducing new re-mortgage only products to our Barclays Premier customer exclusive range and making changes to our purchase only products. Key Changes: We will be: Introducing three new Barclays Premier customer exclusive re-mortgage only products available when re-mortgaging from another lender, including a Lifetime Tracker [...]
You could be a prize winner too, simply send us your full applications now. Last months prize of a 40 inch Ultra HD TV may have been claimed but there are still prizes to be won by sending your application to Crystal Specialist Finance More applications means more chances to win Simply send us a full [...]
Landlords Insurance – We’ve got it covered The number of households in the private rented sector has more than doubled since 2001 and the trend is set to continue with even more households expected to become private renters by 2025*. This means that there is, and will continue to be, a growing demand for Landlords [...]
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