Protect+ Meeting your clients protection needs If your client becomes seriously ill it’s only natural that they’ll want access to the best treatment and medical advice. Our award winning Global Treatment option, provided in association with Best Doctors®, is available as an additional option on all Protect+ products. For an extra £4 per month, it [...]
A message from Barclays From Thursday 22 October, we are making a number of changes to our residential range including introducing purchase only products with up to £1,000 cash back for the first time in over ten years. These new products span LTVs from 60% to 90% and include fee-free options at 75%, 85% [...]
by Brian Coulton Head of Sales (Source Insurance) 21st October 2015 is back to the future day, the day Marti McFly gets to see his future in the hit 80’s movie “Back to the Future II” Although some of those technological advances seen in the movie may still seem a little far-fetched, there is no [...]
Ben Allen, former compliance manager at Home Loan Partnership has joined The Right Mortgage & Protection Network as compliance manager. Ben has previously held roles at Positive Solutions and HSBC. Ben joins to support the network’s compliance function alongside its recently appointed compliance director, Gavin Earnshaw. Gavin Earnshaw commented, “Ben is another strong addition to [...]
We recently held the third training session on regulatory compliance, with the latest edition being an introduction to how regulatory compliance impacts you in your job. We focussed on your role and the regulatory requirements for us as a business to treat customers fairly(TCF) and to always make decisions that are in the customer’s best [...]
MCD Mortgage regulation is changing as a result of the European Mortgage Credit Directive (MCD) and Lenders will be implementing the required changes between now and 21st March 2016. Some of the changes include a move from the KFI to the KFI+ or ESIS, the introduction of binding offers, and foreign currency loans offered by [...]
This week I want to introduce a clear process for arranging product transfers, which provides guidance on when you should follow a full advised sales process and in what situations a shortened process can be taken advantage of. I have had input from a number of our advisers on this over the past couple of [...]
Message from Friends Life Natalie's moment of truth We'd like to introduce to you our latest customer story. It follows the journey of Natalie, who took out income protection and critical illness cover when she bought her first home. Sometime later Natalie started to experience numbness and loss of feeling, and was eventually left temporarily [...]
According to research by MoneySuperMarket, autumn has the highest rate of insurance claims for burglaries. The figures show the number of claims between September and November is 10% higher than in spring. The reason for such a spike in claims, it seems, is the onset of the dark nights which see burglars seize the opportunity [...]
Message from Castle Trust When raising capital via a remortgage, the “marginal rate” of borrowing can be greater than you think when the interest rate increases due to the hike in LTV. Instead a second charge could prove to be a viable alternative to a remortgage, particularly with Castle Trust where there are no monthly payments and [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
