Along with other buy-to-let mortgage providers Aldermore will adopt the new Prudential Regulation Authority (PRA) underwriting standards in September 2017. The changes will mean more in-depth portfolio and affordability assessments across the market and lenders will need to apply a specialist underwriting approach. As a specialist bank, Aldermore are already recognised as a lender who [...]
Selected 2 and 5 year fixed rate increases With effect from tomorrow, Friday 7 July, we're increasing selected 2 and 5 year fixed rate products. 2 year fixed rates at 60% LTV with a £999 and £0 fee increased by 0.15% to 1.34% and 1.74% respectively 2 year fixed rates at 75% LTV with a £999 and [...]
Procuration Fees I am writing to inform you that, with effect from Tuesday 01 August 2017, we will be revising our network procuration fee for first charge products from 1.5% to 1.25%. All bridging (Flex 3) and second charge products will remain at 1.5%. All applications made prior to this date will be processed on [...]
Hello. It's an exciting time for us at Westfield Health. You may have noticed we’ve been busy making some changes to our website. You’ll still be able to access everything you need - we just wanted to let you know that things may start looking a little different. We’re also planning some changes to the [...]
AXA PPP healthcare’s Fast Track Appointment service has broken new ground in PMI. Members simply need to call with details of their referral and then all the hassle of booking appointments is done for them. Consultations often take place within a couple of days and cancer referrals move even more quickly, with appointments just hours [...]
Dear Intermediary Partner From now until 31st August 2017 we are offering a free Core Health Assessment* to members taking out BBY on an fully medical underwriting or Moratorium basis when you can supply proof of membership of a UK health insurance policy with another provider†. For details of how to apply for this offer [...]
As Freedom Health Insurance continues to grow, we are delighted to welcome Rob Worth to the new role of Intermediary Sales Consultant. Rob joins us from Jelf, where he built up a successful track record of providing excellent levels of customer service in the health insurance sector. Our high levels of service will be [...]
The forthcoming OLPC release (10th July) will focus on Existing Business with the new search functionality, as well as the introduction of the EWS capability so advisers can not only look up existing policies that they have written but can also view events such as DD bouncers/cancellations, etc. As part of the next release of [...]
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We recently carried out research into the general public’s understanding of income protection and the size of their financial safety-nets to gain a better awareness of how informed ‘the man on the street’ is. Our findings were pretty concerning and raise a number of red flags of which advisers ought to be aware. The first [...]
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