In this month's newsletter, we're sharing how Family Deposit Mortgages work. Family Deposit Mortgages T&Cs Our T&Cs will give you all the information you need on how you can access these preferential rates and how to submit an application. We're also highlighting our new packaging guide that could help you receive a quicker offer, top tips to help [...]

We're reducing our minimum Interest Cover Ratio for lower rate tax payers Since confirmation of the PRA guidance on BTL Underwriting Standards, we've been developing the capability to segment our minimum Interest Cover Ratio (ICR) requirements for higher and lower rate tax payers. So, from Wednesday 17 May 2017, we're reducing the minimum ICR from 145% to 125%, [...]

We are pleased to announce the launch of a new range of BTL products from today with reduced interest rates. I have attached a copy of our product brochure so that you can see the full details of the new range. State Bank of India has also made a number of enhancements to our online [...]

STAFFING UPDATE: STEWART HUNTER, OUR BDM HAS NOW MOVED ON TO PASTURES NEW Please contact Julie Hanif on the numbers below or any of our team  on any outstanding DIP query. We will now consider cases with any credit issues relating to utilities for all our products.  So if you have a customer with missed payments on utilities please speak to us today.    Julie Hanif: 01494 [...]

Our landlord insurance product has never been more competitive and we are now delighted to announce the addition of both AXA and RSA to our panel of leading insurers. Policy Highlights Defaqto 5 Star cover Cover available in a limited company name £600,000 buildings cover as standard Malicious damage optional cover £25,000 landlord legal cover No need [...]

We know that increasing client confidence towards insurance products can be difficult at times. Get your clients thinking about their own financial future, by sharing real life stories of how having a financial safety net in place has helped others. Share the story of our Member, Wayne Jeens whose income protection cover enabled him to [...]

Each year, almost a million people in the UK suffer an injury or a serious illness that means they can’t work for a month or more. Our personalised risk summary report shows your clients the likelihood of being off work due to long-term illness or injury and can help make the case for Income Protection. [...]

AIG has created a fresh way to help you ensure your clients understand how AIG's life insurance products can benefit and aid them. You have already been introduced to The Spencer Family* but have you been keeping up to date with their stories? If you have missed any of them, please find their stories [...]

NatWest intermediary Solutions is making changes to its lending criteria in a number of areas from Friday 12 May, following a review of its lending policies and key market segments. These changes cover the minimum income requirement for Interest Only mortgages, the maximum LTV for New Build houses and the loan to income maximums for [...]

We are launching new Residential and Buy to Let mortgage products, including exclusive offers for our existing mortgage customers. On Thursday 11 May, we will introduce a number of rate reductions, as well as some new products. Key highlights Here are the highlights for this product change Buy to Let Replacing the current range with [...]