Starting Meaningful Income Protection Conversations For adviser use only. Not approved for use with customers. Complicated, time consuming, expensive. These are just some of the misconceptions that are sometimes wrongly associated with income protection.  Join us over the next few weeks as we bust the IP myths and provide you with the information you need [...]

At the back of many parents’ minds is the worry that they won’t leave their families with enough finances to look after themselves if they were to die. The government’s change to bereavement benefits, coming into effect next week, could leave many families worse off. Our latest blog explores the bereavement benefit changes, and how [...]

Did you know? With effect from 3 April 2017, Employment Support Allowance (ESA) has decreased to just £73.10 per week! The details below provides you with a breakdown of how the benefit change can potentially affect your clients if they were off work and were dependent on ESA alone. The average salary in the UK [...]

Aegon UK has today published claims data which shows a total of £123.4 million was paid in claims for life (including terminal illness), critical illness (CI) and income protection (IP), helping more than 1,300 families and businesses in 2016. Other highlights include: A total of £64.4 million paid out for life claims, a 15% increase [...]

Welcome to our latest MetLife MultiProtect Newsletter. In this edition we share:   News update - we are extending our customer research programme NEW guide - Employer Paid Premiums Making things easier - update to our direct debit & lapse process Happy Holidays - will one of your clients be a winner? Did you know... [...]

Fluent for Advisers has launched the lowest 90% 2nd charge product with an interest rate of 9%. Designed in close association with lender 1st Stop Group, the new product marks a major step in design and pricing structure, which will give you new opportunities to provide customers with a facility to take their total secured [...]

I am delighted to confirm we have now reduced the requirement  to assess self-employed income against 3 year track record.  As a consequence of this amendment the following underwriting changes take immediate effect: Minimum 2 years self-employed history Limited Companies – Your clients affordability is assessed against their latest two years income figures underwritten against [...]

Virgin Money has the prize of a lifetime up for grabs for any footie fan – the chance to play on the famous Old Trafford pitch on 1 June 2017. And they are looking for 50 intermediaries to make up their teams. Play on the Old Trafford pitch in a limited edition, Virgin Money branded [...]

In the know … With acceptable proof, we will consider bonus, commission and overtime payments If paid monthly we require the latest three months’ payslips If paid weekly we require the latest four weeks’ consecutive payslips plus one payslip from each of the previous two months Please check that the year-to-date figure supports the income [...]