As you're aware, there have been recent changes in the market which affect mortgage affordability. So we're writing to tell you about these changes and what it means when working with us. What's happened and what does this mean? Future interest rate expectations across the market for the five-year horizon have increased. This means affordability [...]

Please be advised that we will be making some changes to our range on Monday 6th February. All new products will hold April end dates Headline rates will remain the same with the exception of the 2 year fixed fee free products at 65% and 85% which will increase by [...]

Click here to watch our short video showing all the great features of Introducer Internet. To discuss further please call your dedicated contact.   Santander for Intermediaries Aimed at intermediaries and investment professionals only: not for public distribution

Precise Mortgages can help you find the rate solution for your customer with new lower rates and same level adverse now spread over just 5 tiers. 2 year Fixed rates reduced by up to 0.55% 5 year Fixed rate products with affordability based on initial pay rate Other key changes include: Tiers cut from 8 [...]

Our system enhancements In 2016, we successfully introduced a number of improvements to our online service capability helping to streamline processes and to deliver a superior user experience, including: Real time online case tracking Online Agreement in Principle for Residential Capital & Interest mortgages Online Product Transfer Application Tool – allowing you to easily switch [...]

Fleet Mortgages, has launched two new products for individual landlords. These are both two-year fixes, both offered at 75% LTV with a rental calculation at 125% at 5%,come with a 1% fee the products are priced at: 2.69% for a maximum loan size of £200k 3.39% for a maximum loan size of £750k Please click [...]

Full details below of our new semi-exclusive fixed and discounted rates which are detailed in blue within the attached product sheet. These replace the following exclusive rates: Discounted Rates DE062, DE063, DE064, DE065, DE066, DE067, RDE038, RDE039, RDE040, RSDE02, SDE002 Fixed Rates FE040, FE041, FE042, FE043, FE044, FE045, FE046, FE047, RFE013, RFE014, RFE015, RFE016, RFE017, [...]

We know that to give your clients the service they want, you need lenders that are consistently fast. So we worked hard in 2016 and knocked a week off our average residential application to offer turnaround times. In December, 55% of applications got to offer in less than 10 days. It’s not the only thing [...]

Furness for Intermediaries has launched two new five year fixed rate buy to let products to strengthen its product range and its commitment to this sector of the market. The first is a regulated (family) buy to let product priced at 3.75%.  The second is an unregulated buy to let product at 3.20%.  Both products [...]

BY: Doug Hall, Director, 3mc ________________________________________________________________________ Specialist lending is a term that means different things to different people, so for clarification this column will seek to address issues relating to most types of lending other than mainstream residential and buy-to-let mortgage lending. Adverse lending in both the residential and buy-to-let markets, specialist mortgages for the [...]