The changes we announced to our mortgage product range last week are now live. Details of the changes are as follows: BTL Rates Reduced 2 year fixed to 75% LTV now 2.99% 2 year fixed to 75% LTV fee offer now 3.19% Residential Rates Reduced 2 year fixed to 90% LTV now 2.19% 2 year [...]

Good afternoon and Happy New Year! I am writing to advise you of some immediate updates to our lending criteria: Income multiples will now be 4 x sole or 4 x joint regardless of the LTV (affordability will need to be met) Our minimum income is £15,000 for either sole or joint applications. However this [...]

To kick off the New Year, Virgin Money has launched a great range of red hot products for all of your customers. Here are some of the highlights to get off to a great start. A perfect fit for first time buyers They understand upfront costs can be a concern for some people buying their [...]

On Thursday 5th January we introduced some changes to our semi-exclusive range which include the withdrawal of some 5 year fixed rate deals and small rate increases on a selection of 2 and 5 year fixed rate residential deals and two buy-to-let remortgage deals.  Here’s a full summary of the changes with product codes in [...]

The master broker will now charge a £245 fee on applications, with the valuation fee paid for by the customer. Freedom will keep the proc fee, leaving the intermediary to charge the customer directly for their services. Any additional cross sales on a case will sit with the intermediary. Freedom said that, following an investigation by Mortgage [...]

We’re pleased to let you know that we have increased the maximum loan size on the following exclusive residential purchase new build mortgage products for your clients: 3 year fixed to 80% LTV at 2.49% 3 year fixed to 85% LTV at 2.59% With immediate effect the maximum loan size on these products has been [...]

December Newsletter As we come to the end of another year, we would like to thank you for helping us provide your clients with the confidence to live the life they love. So far this year we paid over £4.5 million to more than 5,300 customers*, helping provide extra financial support and peace of mind [...]

At The Exeter, we know that great income protection products are only part of the picture. That’s why we utilise state-of-the-art underwriting technology to ensure that not only are our products simple to advise on, but that they’re complemented by a seamless service. Our adviser platform enables many of your clients to receive an instant [...]

At Aegon, our mission is to help the UK achieve a lifetime of financial security. 2016 has been a great year for us: we announced that we paid the highest percentage of critical illness claims in the market for 2015; we’re the first and only UK provider to offer critical illness cover when the insured [...]