Enhanced criteria restrictions apply to our Premier semi-exclusive mortgage products. No status 2 or greater recorded on credit file within last 24 months; no defaults or other adverse history. Purchase Only (All products available to First and Second Time Buyers) FE032    2.19% Premier Fixed Rate until 31 January 2019 (Max 85% LTV) – No booking [...]

To make it easier for you to do business with us, we have today launched our new online product transfer application tool. This means you are now able to process the product transfer for your client completely online. You will no longer need to send us any forms or emails. Simply select the product you've [...]

Landlords and property investors have recently been the victims of some adverse changes to the tax treatment of rental income from buy to let property. In response, many lenders have been thinking creatively about how to help these customers maximise the returns they can generate from their portfolio.  You can expect to see further innovation [...]

Have you heard of the Formula 1 ‘trickle-down effect’? Essentially, it describes the process of technology developed by experts in F1 eventually finding its way into the road cars we use every day: fuel efficient engines, carbon-fibre construction, flappy paddle transmissions, active suspension, traction control, anti-lock brakes…..the list goes on. In fairness, the trickle-down effect [...]

Improvements to our income evidence requirements From Wednesday 23 November we’re improving our income evidence requirements to make it easier for your intermediaries to do business with us. As a reminder, we’re also changing the way we assess affordability on Buy to Let mortgages. Residential applications - bonus, commission and overtime primary income Following your [...]

I am pleased to let you know that tomorrow, we are launching two new 95% LTV purchase mortgages that will replace the current 95% LTV deals being offered as part of the Help to Buy: mortgage guarantee scheme, which is coming to a close at the end of the year. The two new deals, which [...]

Key3 - making critical illness great again Much industry discussion was prompted by our launch of Key3 in the summer. The question that’s been raised on numerous occasions is how do we make critical illness great again? Vicky Churcher, AIG Life’s Intermediary Director, recently spoke at the Protection Review Summit in October. Following the debate, [...]

At British Friendly we believe in providing affordable and reliable cover that you and your clients can trust. That's why we now offer premium led quotes on advisers.britishfriendly.com to ensure you can tailor cover to meet your clients' needs and budget. We've also updated our quote and apply journey on advisers.britishfriendly.com so you can now search [...]