Kensington has launched it's exclusive BTL packager range through a limited number of firms. The range includes HMO's, multi tenanted properties and multi units on one title. Rates start from 3.39%. These products are only available on a packaged basis. For further information visit the 3mc website or call the specialist mortgage desk on 0161 962 7800. [...]

The specialist mortgage market has seen significant change this year, and more changes will soon be upon us. To help you keep up to date, and earn CPD Hours, join us at one of our Specialist events that will discuss the changes in this market, and what the next challenges are that this market faces. [...]

Products | Online Services | Criteria | News | Support UK house price growth has been remarkably stable over the past eighteen months, averaging c5%. While this is relatively modest by UK standards, it is still well in excess of average wage growth. Indeed, over the past three years, house prices increased by c20% while [...]

If your client is self-employed, they could use the equity in their home as a source of low-cost working capital to invest in their business. The Mortgage Conduct of Business rules limit lenders’ ability to permit release of equity from a home. There is however an exemption in the rules which means that the proceeds [...]

Santander for Intermediaries have recently announced changes to their affordability assessment which are being introduced on 23 November 2016. The below video gives reasons why you should consider Santander for Intermediaries when you are next placing a BTL case.  

A small Midlands-based family business has been able to open new retail premises thanks to the lateral thinking of Crystal Specialist Finance (CSF) and its portfolio of lending partners. Jacki and Russ Ward, along with their son Dave Ward, set up their first Chalk and Linen shop nearly three years ago in Coleshill, and when [...]

Dear Intermediary Partner Here is the latest Intermediary news from The Nottingham. Product changes We are pleased to confirm that we are extending the end dates on one of our residential products and one of our buy to let products. These product changes will take effect from 9am on Friday 4th November 2016. Residential Purchase [...]

We firmly believe that it’s our responsibility to provide both great products and a highly personal service for you and your clients. That’s why we don’t use call centres – instead, you get dedicated adviser support and can talk to underwriters directly. This is part of our commitment to treating both our financial advisers and [...]

When I first took out critical illness cover, I was overwhelmed. It wasn’t just the form filling, it was finding out about the sheer number of illnesses I was covered for. Did it give me peace of mind that I was covered for neuromyelitis optica or systematic lupus erythematosus? Well, no it didn’t. I can’t [...]