We're getting some very positive feedback about the changes to the way we view missed payments. We now only consider the number of missed payments rather than the worst status which is helping advisers help more customers. Here's a real life case study to illustrate the impact of this change: "Mr F was made redundant [...]
We would like to inform you that we are reducing the rates of the below buy to let mortgage products and introducing a new buy to let product. These changes will be live at 9:00am on Wednesday 16th August 2017. Product code 11071 will be removed from sale and replaced with product code 11142 (1.95% [...]
On Friday 18 August, Halifax are making the following changes to the product range Withdrawing all existing products and replacing with new products to extend end dates by three months. All rates remain the same except 2 year Homemover 90% LTV rates reduced by 0.20% All Product Details can be viewed here.
Remember Barclays Offers: Fees Free Remortgage Packages 6 month offers to help engage early and secure the great rates on offer today Capital raising up to 85% LTV Existing Customer Rewards Range for long term piece of mind when future rate maturities occur after remortgage. [pdf-embedder url="https://therightmortgage.co.uk/wp-content/uploads/2017/08/Barclays-networks_DYK_Remortgage_-July-2017.pdf" title="Barclays networks_DYK_Remortgage_ July 2017"]
New Fixed Rate Products Additional funding secured, as a consequence we have now re-launched FE071, FE072 and RFE038 Product Restrictions Please note restricted income multiples continue to apply to our 95% product range, defined as product codes FE072, DE0103 and RDE061 – all applications subject to maximum 3.49 x single or 2.74 x joint [...]
OUR BRAND NEW REFERRAL SERVICE Refer LPAs - earn £400 per couple Refer Wills - earn £100 per couple If your client should lose mental capacity then they may be unable to do the following without a Lasting Power of Attorney: They will be unable to access further draw downs on their property They may [...]
Do you have clients approaching or in retirement who may be struggling to pay off their interest only mortgage? Hodge can help Often, people are put off approaching their Adviser about later life borrowing as they don't believe they will be able to borrow enough money to repay their existing mortgage. This [...]
In the earlier stages of a person’s life, life insurance and critical illness cover (often referred to as ‘accelerated life’) are essential for ensuring financial and family protection needs. However, once the mortgage is paid off, and the term life cover has expired, the protection gap for clients in the later stages of life is [...]
Welcome to this week's Mortgage Update. Be sure to have a look through as there is sure to be some information pertinent to you. Included in this week's update: The Marsden show how they can help you in a growing market; NatWest change the way they assess mortgage applications from higher earning self-employed contractors; [...]
You may be aware that your Protection Sales Consultant, Shelley Read, is no longer your sales consultant. It's important we maintain the ongoing business relationship that Shelley has established with you, so I'm pleased to tell you that as an interim measure Kerry Campbell will take control of your account for Royal London. Kerry will [...]
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