As you will know, some home improvements, such as a new kitchen or bathroom, an extra bedroom, a loft conversion or a conservatory will increase the value of your client’s home. It’s worth discussing with your clients whether they have any plans to improve their home, as they may not automatically think of you as the person they need to talk to, [...]

Up to 95% LTV for purchases and 90% for remortgages (subject to property) Gross pay is calculated as daily rate x 5 x 48 Minimum contract length is 6 months so they must be in their 7th month of the contract (paid through umbrella company or PAYE included) Self employed under a year will be [...]

Nationwide are always looking for ways to help you package cases successfully, and some of their most frequently asked questions are around tax calculation proofs for self-employed clients. You've asked for clarity around self-employed income proofs, so Nationwide have produced a guide to their HMRC Tax Calculation & Tax Year Overview requirements, which also includes [...]

Most lenders will talk to you about partnerships, but how many actually help you grow your business? Virgin Money always champion their intermediaries. That's why they set up a website to help put customers in touch with independent mortgage advisers all over the country. And with consumers making 40,000 visits to findamortgagebroker.co.uk in the two [...]

On Thursday September 1, we’ll be reducing selected fixed rates across our residential range and making some changes to our discounted rate products. Discounted rate products On Thursday September 1, our Standard Variable Rate, Offset Variable Rate and Offset Variable Investment Housing Loan Rate will all reduce by 0.25%. To coincide with this change the [...]

On Wednesday 31st August we are making the following changes to our semi exclusive & core range of products and the corporate communication will be issued at 12 noon today to you. SEMI EXCLUSIVE CHANGES From Wednesday 31st August, we are introducing First Time Buyer exclusives across the range, which will continue to include £500 [...]

With a summer of sporting glory well underway, we want to let you know that we’ve been making some big improvements too. We’ve been working hard on improving our service levels all year, listening to the feedback of our brokers and making changes in order to ensure that working with us is as easy as [...]

Great news, from Wednesday 31 August 2016 we’re launching new competitive Buy to Let special products which will only be available for a limited time. 60% LTV, 2 year fixed Buy to Let, 1.94%, 1% product fee – purchase and remortgage 75% LTV, 2 year fixed Buy to Let, 2.29%, 1% product fee – purchase [...]

We know that keeping fit and active is an important part of your life and we want it to stay that way. Taking part in the things you love most, whether it’s that daily run before work or that game of football on Sunday, can sometimes lead to knocks and bumps that need more than [...]

Give your clients big upfront savings, not big upfront costs. Give them Whole of Life Cover with up to 50% off upfront premiums, depending on their age. The cover offered is the same as with our traditional Whole of Life Cover products, but with an upfront discount. Premiums will then increase by either a fixed [...]