Interest rates have either decreased or remained the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option, on new business only.

New business and pipeline applications

New Business

• All pre-sales illustrations produced on or after Tuesday 16th July 2019 will automatically be processed using
  the new interest rates;
• All applications received on or after Tuesday 16th July 2019 will be processed as per the ‘personal quote summary’ submitted and based on normal Flex-Tool rules being applied. We will only accept personal quotes summaries dated 24.06, 01.07 and 16.07.

Expired Cases

• If a case expires on or after Tuesday 16th July 2019, and a new offer is required, this will be issued on new interest rates.

Current reserve release rates

Lifestyle Flexible Option (LFO) and Cash Reserve Option (CRO)

There are no changes to the interest rates on reserve release. The below shows the current rates that went live on Monday 24th June 2019.