Like you, we want your clients to be protected in the event of an illness or an accidental injury. But we understand fully comprehensive income protection isn’t always the right fit for their personal or financial circumstances.

We’ve designed Living Costs Protection with more of your clients in mind – the self employed the renters and those with smaller incomes. It can help towards protecting their monthly outgoings so they can keep a roof over their head and stay warm in the winter.

Designed with your clients in mind

 

We’re committed to growing the market, and helping make life easier for you and your clients. That’s why our Living Costs Protection doesn’t require any verification of earnings or financial assessment for an application, or a claim.

Your client decides the benefit level to best fit their needs, and as long as they work at least 16 hours a week -we’ll pay out a fixed sum between £500 and £1,500 every month, for up to a year for each eligible claim.

Please note: the policy has no cash in value at any time. And if a client stops paying their premiums, we’ll stop providing cover and won’t pay any money back to them.

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