• Each year, a million people in the UK suffer prolonged absence from work due to sickness.
• Up to half a million would find their savings run out after just a few weeks.
• Only around 1 person in 10 is covered by insurance. As a result, many families suffer financial hardship due to prolonged absence from work.

Our top tips for protecting your clients:

• Own occupation cover – guarantee your client is covered for the job they do
• Cover up to 70% of their income – make sure your client is covering a higher proportion of their income
• Proven claims paid track record – we’ve paid out over 96% of all our claims over the last decade
• Tailored cover – we offer a range of deferred and benefit period options
• Flexible cover – our Breathing Space product offers no financial underwriting, even at claim stage, which is great for your self-employed clients
• Cover for higher risk occupations – from manual works to tradesmen we specialise in cover for occupation classes 3 and 4
• Additional discretionary benefits at no extra cost – we provide Mutual Benefits for both new and existing members so your clients can get the most out of their policy everyday whether they’re claiming or no

What’s new?
In September…

We extended our discretionary Care Assistance Benefit to cover members whose parent or parent-in-law needs full-time care by providing a fixed benefit of £125 per week paid for up to 13 weeks
We extended the use of our Square Health services including virtual GP consultations, physiotherapy, counselling and the 2^nd opinion service to member’s partner, spouse or child (up to age 23)

Learn more

In October…

We added a bespoke Health Cash Plan provided by Health Shield for members to purchase from only £2 per week – Learn more
We added Health MOTs provided by Square Health for a limited time and availability – Learn more
We added a 23% discount off a range of Fitbit devices and activity trackers – Learn more

Source: (1) http://www.cii.co.uk/knowledge/policy-and-public-affairs/articles/cii-report-building-resilient-households/43674