The struggles of first-time buyers are well known and many young people dream of buying their first home but they find it difficult to raise the deposit. Buckinghamshire Building Society has launched a new 95% LTV mortgage for first time buyers aimed at supporting those with a smaller deposit.
Tim Vigeon, Head of Lending at Buckinghamshire Building Society. “The government are keen to support those wishing to get on the property ladder and our new first time buyer mortgage at 95% LTV mortgage, with cash back and no product fee will help those people get started.”
All our cases are individually underwritten by our specialist team.
Product | Initial Rate | Followed by our Standard Variable Rate (SVR) | Max LTV | Early Repayment Charge | The overall cost for comparison is |
DF01 3 year discount of 1.75% from SVR | 3.24% variable | Currently 4.99% variable for the rest of the term | 95% | 1.50% in year 1; 1% in year 2; 0.5% in year 3 | 4.4% APRC |
FF01 fixed rate to 30 June 2020 | 3.39% fixed | Currently 4.99% variable for the rest of the term | 95% | 3% to 30/06/18; 2% to 30/06/19; 1% to 30/06/20 | 4.6% APRC |
For further comment or information contact
Jill Carpenter, Marketing Department 01494 879513 email: jillcarpenter@bucksbs.co.uk
Buckinghamshire Building Society, High Street, Chalfont St Giles, Bucks, HP8 4QB
We are a member of the Building Societies Association and the Banking Standards Board (BSB). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 206022
Visit us at www.bucksbs.co.uk