Bupa By You Switch Offer Launching – 1st November

We are launching a switch initiative on our Bupa By You policy for quotes produced between 1/11/18 to 31/12/18 inclusive. We will allow customer from other UK providers to switch to us with no further underwriting subject to them answer no to all the below medical questions.

If your client can answer No to ALL the below questions then they will be eligible to switch on to Bupa By You, subject to them providing us with a medical insurance certificate from their previous provider.

  1. In the last five years, has the person to be covered had ANY form of cancer that is not already excluded on their existing scheme?
  2. In the last five years, has the person to be covered had a heart or circulatory condition that is not already excluded on their existing scheme? For example coronary artery disease (angina & heart attack), stroke, abnormal heart rhythm, blood clot, aneurysm, heart valve disorders, high blood pressure/cholesterol, etc
  3. In the last two years has the person to be covered had any arthritic conditions, and / or back and neck conditions and / or spinal conditions (including sciatica), or joint replacements?
  4. Does the person to be covered have ANY planned or pending investigations, treatment, surgery, for any condition or symptom? (This applies whether the treatment is planned privately or under the NHS)

If they cannot answer No to all the above questions we will not be able to offer switch terms.

The quoting and accepting process will follow our Bupa to Bupa group leaver process.

Click here to see a presentation and a cheat sheet for you that should give you enough guidance. Also attached is the brochure and IPID.

Terms and Conditions

  • This offer is available to customers who purchase a new Bupa By You policy through an intermediary, who meet the following conditions:
  • you are UK resident, aged 18 and over;
  • you are able to answer “no” to all of the questions in the medical history screening process (i.e. you don’t have any of the symptoms or conditions which Bupa uses to assess risk when reviewing an application for a policy);
  • you are transferring to Bupa directly from a consumer health insurance policy; and
  • you have been covered by your previous health insurance policy for at least 12 months.
  • This offer is only available for customers for whom a quote is provided between 1st November 2018 and 31st December 2018 inclusive
  • Quotes are valid and able to be accepted for 14 days.
  • In addition to these terms and conditions, the terms set out in Bupa’s standard Bupa By You membership guide and your membership certificate will apply to your policy. Any exclusions on your existing policy may also apply to your Bupa By You policy.
  • Bupa reserves the right to decline to offer an individual health insurance policy in its absolute discretion, and Bupa’s decision regarding any aspect of this promotion is final.
  • The offer is non-exchangeable, non-transferable, has no cash value and cannot be used in conjunction with any other offers or discounts.
  • Bupa reserves the right to cancel, amend or withdraw the promotion at any time.
  • Bupa will use any personal information collected in accordance with its privacy notice which can be found at bupa.co.uk/privacy
  • This promotion is governed by English law.

Jordan Ayrey,
T 07801 558568
E jordan.ayrey@bupa.com


End of Bupa By You months free offer – 31st OCTOBER

Bupa By You 2 months free offer comes to an end on 31st October. All quotes for FMU and Mori policies produced up to and including this date will include 2 months free. You will be able to quote up to 30th November start dates, but will need to be accepted by 14th November (14 day quote validity).

If you need a requote after the 31st October these will not include 2 months free. If the you need this to be included to win the policy then you will need to email me. I will only be able to do this until 14th November, if you have a quote reference produced before 31st October.


1st November Rate Review

We have our quarterly rates review on 1st November, so you may notice some pricing differences between 31st October and 1st November if quoting for you clients across these days.