Hi everyone, in the previous episode of the Practical Protection Podcast I was joined by Matt Rann and we focused on why I’ve been declined income protection. We spoke about my health conditions and why they have resulted in me being declined personal income protection by all insurers. We hope it gives you an [...]
With April being Stress Awareness Month, in today's insight we examine stress in more detail and how income protection policies handle claims where the client is unable to work due to stress. Read Here
As Holiday season approaches, I expect you and many of your clients are counting down the days to a well-deserved break, we know we are. Holidays have always been a welcomed chance to get away and reset however, there are now many more things we have to think about when preparing to travel, such [...]
THE COST OF CANCER & CRITICAL ILLNESS CLAIMS As Cancer continues to be the leading reason for Scottish Widows critical illness claims, we want to examine the impact of the increasing demands on the health industry, and the rising cost of living for patients in our latest CII accredited Expert Series webinar. Join us [...]
Customer vulnerability is an issue that has, in recent times, become the focus of much attention, especially within financial services. However, the term can mean different things from one person to another. Our latest article looks to offer you a clear definition of vulnerability and an awareness of what the regulator expects when it comes [...]
With a week to go until our May Protection Forum (Tuesday 10th) there's still time for advisers to register your attendance. We'll be discussing an important and relevant topic on how the industry can better engage with consumers, so look forward to hearing lots of thoughts and ideas on the day. Read here [...]
Please see below the latest communication from Skipton Building Society for Intermediaries. We would appreciate it if you could please share this with your network as soon as possible, and include it in any of your own comms. Introducing our New Build Help Desk We're making things easier for you to get the help [...]
Complex buy-to-let is our speciality, we are delighted to have recently expanded our lending criteria to help you and your landlord clients complex cases. These updates include: New BTL lending solutions for... Maximum portfolio £10 HMOs up to 15 beds Retired Expats now available No storey limit for ex local authority Up to 80% [...]
With effect from 5.30pm on Wednesday 4th May 2022, we will be making the following changes to our Residential product range: Withdrawing all 3 year fixed rate products Increasing price on all products up to 85% LTV across our Core, Professional and Large Loan Ranges Increasing price on 2 year 90% LTV products across [...]
We’re updating our rates True to our pledge to give you two days’ notice of product closures, our latest changes will come into effect from 8pm Friday 06 May. Here’s what’s changing: Owner-Occupied No changes to the range Buy to Let All 5 Year Fixed £1999 fee BTL & Portfolio Landlord BTL rates closing [...]
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