United Trust Bank – Case Study 2
Click below to read the latest United Trust Bank case study Click Here
We’re changing some of our mortgage products
We’re getting in touch to let you know about some changes to our Prime mortgage products. These changes will happen at 8am on Wednesday 6th April: Increasing our Prime 2 & 5-year fixed rate 95% LTV rates. Our Near Prime products will remain unchanged. If you wish to secure a product with the [...]
Introducing Cascade Score! – Accords new product range for higher LTV borrowers
Applies to: Accord Residential New Business purchase only (excludes new build properties) Accord have hinted over the last few months that they’re busy working on some exciting changes that will help your brokers help more clients, and here’s their latest change. Accord are delighted to introduce Cascade Score – their brand-new product range [...]
Halifax Intermediaries – Affordability changes
From Wednesday 6 April we are making a change to the loan to income (LTI) caps applied as part of our affordability calculation. For incomes >£75,000 where the loan to value (LTV) is 85-90% and the loan amount is <=£500,000 the LTI is being increased from 4.49x to 4.75x. We use an affordability calculation [...]
FOUNDATION RELEASE NEW GREEN ABC+ PRODUCTS AND INTRODUCE EXPAT LARGE HMO PRODUCT
As of 7th April 2022, Foundation Home Loans are offering a new BTL Green ABC+ range exclusively for properties with EPC rating of A-C. The new Green products include one free valuation and come with a 1% product fee. Single products covering properties with EPCs A to C F1 5-year fixed rate at 3.49% [...]
FOUNDATION RELEASE NEW GREEN ABC+ PRODUCTS AND INTRODUCE EXPAT LARGE HMO PRODUCT **No Rate**
As of 7th April 2022, Foundation Home Loans are offering a new BTL Green ABC+ range exclusively for properties with EPC rating of A-C. The new Green products include one free valuation and come with a 1% product fee. Single products covering properties with EPCs A to C F1 5-year fixed rate at 3.49% [...]
Are your clients tired of retirement?
The changing face of today's older borrower and how you can help shape their future. Our research clearly shows the attitudes of over 50s are changing and perhaps unsurprisingly many hate the idea of getting older and don’t want to be told what to do when it comes to giving up work. Later life [...]
All the tools you need for Contractors
Here is our latest article on Contractors, following our recent criteria enhancements. Click here to download the new Self Employed and Contractor Guide.
Weekly Mortgage Update – 8th April 2022
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Our lender updates include Foundation Home Loans reprice their Buy to Let products Keystone Property Finance enhances its lending criteria Accord Mortgages introduces Cascade score Molo Finance Pricing [...]
