This communication summarises key changes being made to Mortgage pricing for Coutts and Adam & Company as of Wednesday 15th December 2021. Residential 2 year Fixed have increased by 0.10% across all LTV bands, starting from 1.94% Buy-to-Let 2 year Fixed have increased by 0.10% across all LTV bands, starting from 2.34% All other [...]

Selecting a buy-to-let lender for a portfolio landlord can be a challenge for advisers, as they will need a lender that can offer a suitable interest cover ratio to maximise the amount of potential borrowing without heavy underwriting on the background portfolio. At West One, our individual approach to underwriting means that we review [...]

Where there's a chill there is a way Complex Case Solutions Is a complex case leaving your client cold this winter? Do they need help with a short term borrowing need? Do they need to secure lending on the basis of atypical income? Do they need to borrow more than standard income multiples? Are [...]

Great product range with added benefits We’re committed to providing our mortgage intermediary partners with excellent service, great products and lending criteria that reflects your customers’ unique needs. Here are a few key reasons why we are best placed to support you and enhance the options available to your customers. Why choose Newcastle Intermediaries? [...]

We pride ourselves on providing common sense lending decisions and wanted to share with you a recent application where we we're able to support the broker and their client, when others had said no. The applicant was looking to capital raise a gross loan of £244,494 on their unencumbered residential property to purchase an [...]

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BUY TO LET MAXIMUM LOAN INCREASED TO £2M We have increased our maximum loan size for 75% LTV buy to let products from £750,000 to £2m. We will now also accept thatched roofs and ex‑local authority flats. Buy to Let enhancements NEW - maximum loan size for 75% LTV products now £2m NEW - [...]

It can be hard finding the right shared ownership product, but finding a lender who knows how to support your client can be just as difficult. At Kent Reliance for Intermediaries, we often receive questions on our criteria, specifically whether a case would fit or not. To give you an idea of the kind [...]

As we approach the end of the year, the Buy-to-Let director looks back on the successes of 2021, and why green buy-to-lets will play a big role in 2022. Find out more here

To support existing customers moving home during the pandemic, where redemption of the existing mortgage and purchase of the new property was non-simultaneous, we temporarily extended the ERC refund window. With effect from 1 January 2022 the ERC refund window for non-simultaneous porting will change as follows: Standard purchase cases (non-new build) will revert [...]