As we head very quickly to the end of 2021, we'd like to take the opportunity to revisit some of our niche cases we've shared with you during the course of the year. This week, we're taking another look at a case study featuring a self-employed applicant. If you have an unusual or complex [...]

Why Leeds Building Society Shared Ownership Mortgage Lender of the Year Why should you choose us for Shared Ownership mortgages? Expertise and experience Dedicated customer and product support Commitment to the market A name you can trust These are just some of the reasons why we won Shared Ownership Mortgage Lender of the Year [...]

Changes to our product range On Monday 13 December, we’re making the following changes to our product range: Homemover products including equivalent Green Home products Rate reductions of up to 0.34% on 10 year products Further Information Please click Find out more to access the Product Rate Guide which has been updated with the [...]

The case study below illustrates how our unique approach to assessing the credit profile of prospective borrowers cannot only enable them to borrow more, but also save them thousands of pounds in interest. Application Details: Purchase Price: £250,000  Loan Required: £187,500 (75%)  5 year fixed rate (25 yr term)  2x unsatisfied CCJs  Registered 7 [...]

Over the last decade the way in many customers in the UK receive their income has changed, so we have evolved our policy to be able to offer solutions to as many of your customers as possible. Acceptable income highlights include; Employed: 100% of basic and fixed acceptable allowances if 12 month track record [...]

On Wednesday 8 December, we’re launching new five-year Exclusives, which come with a handy £1,000 cashback, great for customers looking to fix for longer. We’re also improving our Shared Ownership range with lower rates and a new Greener 5 Year Fixed Rate at 90% LTV, rewarding customers for purchasing an energy efficient home. Purchase [...]

On Thursday 9 December we will be making some changes to Halifax Intermediaries Online which will affect when you can amend the customer’s personal details that have been keyed. Once a Decision in Principle (DIP) is submitted the following fields under ‘Personal Details’ will be ‘read only’ and cannot be amended. This also applies [...]

From 13 December, TSB is increasing the maximum LTV on BTL mortgages from 75% to 80%, subject to credit score. The increased LTV at 80% will be available on both interest only and repayment mortgages on loans of up to £500,000 and will be available on all property types except new build flats. The [...]

We're reintroducing 90% LTV Remortgage  and Further Advance products From tomorrow, Wednesday 08 December, we're reintroducing Remortgage and Further Advance products at 90% LTV. Plus, we’ll be making some changes to minimum and maximum loan sizes on some products. For further details, visit our website or download our product guide below Important information You [...]