To further demonstrate Accords commitment to the Buy to Let market they’re introducing a lower rate rental calculation from today, available for straight switch re-mortgages where no additional capital is being raised. The new ICR/ICRR rates are as follows: Basic & Zero Rate Taxpayers - £for£ re-mortgage All Products – 125% @ 4.5% Higher [...]
Great news - We are reducing our rates across our Help to Buy range to provide further support to a growing number of customers with complex credit. When affordability is a crucial concern for many, particularly first-time buyers, we’re making these rate changes to provide further support for customers with complex credit to achieve their [...]
As the face of retirement evolves, so must the range of financial products available to clients entering later life. You can help more clients realise their retirement ambitions through our enhanced retirement interest only mortgages (RIO). We’ve developed our RIO mortgages to meet the needs of those clients looking for more choice and flexibility. [...]
Tom Denman-Molloy, Intermediary Sales Manager, Mansfield Building Society It’s perhaps not a huge surprise that the domestic holiday market has done so well over the last couple of years. The pandemic limited - and at times outlawed entirely - foreign travel for leisure purposes, but that didn’t mean that Brits suddenly no longer needed [...]
Last week I sent you some information about our next webinar, the date of this has had to be moved back to 24 May at 11am, but we really hope your broker partners are still able to join us. Here are the full details we would be keen for you to promote: Our Limited [...]
Many advisers and clients are left frustrated with their lender journey. Many would argue the root cause is a lack of common sense in assessing the case. However, did you know that at West One, our manual underwriting process applies a common-sense approach to all cases? From handling a complex limited company portfolio to [...]
Although it’s been a slightly shorter week this week, we’ve still crammed in some broad and extensive product feature analysis on Protection Guru. As ever, our content is about supporting advisers with detailed insights, that are quick and easy to digest and cover the important topics that matter to them and their clients. We [...]
To mark Multiple Sclerosis Awareness Week today's insight looks at how the condition is covered on critical illness plans. Our expert panel of doctors explain the condition and what the incidence rates are and provide an overview of the differences in coverage between insurers. Read Here
Few advisers relish the prospect of having conversations about critical illness cover but for those who give it more than just a fleeting mention, it can prove to be a much-needed lifeline for clients. Outlining the importance of cover and the options available is one way for advisers to ensure they are providing the [...]
Alan Thomason, accounts manager from Scottish Widows is now working alongside Annie Burns, the new relationship support consultant. Annie has been an integral part of the operations team, bringing with her a wealth of not only systems knowledge but technical expertise also.
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