Unlike typical critical illness cover, our Serious Illness Cover pays your client on a severity based approach. This means that our cover provides a payout proportionate to the severity of a condition. With advances in medical technology and screening processes, we recognise that conditions are being caught sooner. These early stage illnesses may not be [...]
In a recent newspaper article it was stated that your phone, and the associated applications it runs, really is capable of listening to you and then targeting advertisements to your needs; in fact, even when you aren’t using ‘voice commands’ your phone could still be listening to you. But, as one commenter at the [...]
If you talk to anyone regarding GDPR, their main concern is that of consent. Interestingly, this is only one of the six lawfulness of processing guidelines, however, for mortgage and/or protection advisers, this is the most likely lawful basis for processing of customer information. Historically our Customer Declaration has relied upon clients not opting out, [...]
The big question is then, what do I need to do and when do I need to do it? Well, with a little over 2 months to GDPR deadline day (25th May 2018) the answer to the second part of that question is, ‘Now’. We plan to implement on Monday 21st May 2018. So what should you [...]
On the 25th May 2018 the UK Data Protection Act (1998) will be superseded by the EU General Data Protection Regulation, or GDPR for short. This is not to be ignored; it is going to be big. The impact will affect all of us, both in our professional capacities and as consumers. Here are a [...]
At the Labour Party Conference in October 1996, Tony Blair uttered the immortal words that became synonymous (The war on IRAQ aside) with the soon to be installed Blair government. "Ask me my three main priorities for government, and I tell you: education, education, education" I am a firm believer in this mantra – education [...]
Welcome to 2018! By now I think everyone knows my opinion on ‘Change’ – It is good, it is healthy and it is necessary if, society is to continue to progress. So as is customary, I wanted to start the year by mentioning some of the adjustments we have made within the network and to [...]
We are a nation of moaners! Sure we have a reputation for a ‘stiff upper lip’ and ‘grinning and bearing’, but the reality is far removed from that outdated stereotype. Nowadays, if we aren’t happy, we tell people. Don’t believe me? In 2016, the Consumer Action Monitor reported that there were 55 million complaints made [...]
The Paradise Papers... You can’t have failed to have heard of this special investigation being carried out by 96 media outlets into the tax affairs of key individuals and notable businesses. The gist of it appears to be that some important documents have been ‘leaked’ that show key public figures and notable household brands [...]
I feel that I need to begin my bulletin today by stating that I have no political affiliation. I am neither Red, Yellow, Blue, Green nor any other colour that has been tainted by the rule of many by few. Mind you, UKIP’s sponsorship of the Premier League certainly caught my attention; but it turns [...]
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