In times past we would often refer to a repetitive message as a ‘Stuck Record’, but with records now having become the preserve of specialists, self-proclaimed music ‘connoisseurs’ and a smattering of aging ‘House’ DJs I found myself trying to find a new metaphor for an old message. In the end I decided upon a [...]
Webster’s dictionary explains that a ‘Leitmotif’ (in musical circles) is a melodic phrase that accompanies the appearance of a person, idea or situation. Or to put it another way, it is a dominant recurring theme. This type of a recurring musical idea is synonymous with the German composer Richard Wagner; but for the most famous [...]
When we launched Vitality Optimiser in 2013 – a market first offering upfront premium discounts, annual cashback, the chance to control premiums and access to our full range of rewards – our expectation was that it would receive a characteristically warm welcome from clients and advisers alike. What we could never have predicted was quite [...]
It’s that time of year again when we head off to sunnier climes… For some, the journey to their glamorous holiday destination will involve climbing aboard the fuselage of an aviation masterpiece; but today I don’t plan to discuss the engineering marvel that is powered flight and commercial air liners; rather, today I want to [...]
MetLife MultiProtect – upcoming webinars for your diary At the national training event a number of you asked to hear more about MetLife’s non-underwritten Protection product. We are pleased to announce that MetLife will be running two webinars for TRM advisers: 1. An Introduction to MetLife’s non underwritten protection product An overview of the MultiProtect [...]
Duty of Care Ben Allen, Compliance Director I can remember it like it was yesterday… The day my Wife and I brought our new baby daughter home for the very first time. That journey from Bristol to Nailsworth (a journey that I had done many times quite competently) suddenly filled me with fear. In [...]
About a month’s salary! Really? Well that was what I was told I needed to spend on an engagement ring. Apparently every woman knows this and woe betide any man who does not spend the prerequisite amount on the sparkling accessory to a proposal. As you can imagine, the questions start to come, is it [...]
AML & Sanctions Ben Allen, Head of Compliance The Carnival of Venice is a tradition that dates back to the eleventh century and the days of the Most Serene Republic of Venice. Besides having links to the Christian festival of lent (Carnival carrying the meaning of – ‘farewell to meat’) and giving the Venetians’ an [...]
Ben Allen, Head of Compliance Fred & Ginger, Lennon & McCartney, Spielberg & Lucas, Posh & Becks, Kim & Kanye – The list could go on. One thing is for sure… Relationships Count! Sure some relationships have their failings, and maybe not all of them stand the test of time, but it is [...]
Ben Allen, Head of Compliance Relevant life insurance has become an increasingly popular way of writing life insurance due to its cost effective nature. Relevant life is not a new product, but I thought I would take a little time to recap a few of the basics surrounding this product; particularly as Aviva [...]
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