We want to let you know about some further changes that we’ve made that impact how we assess new mortgage applications from customers who have taken out a mortgage payment break. For new business applications from customers who have taken advantage of a mortgage payment break, we are reducing the period of time that [...]

One of the most challenging parts of buying a house is saving for a deposit. That’s why we accept gifted deposits as full or part contribution. Who can gift the deposit? Any relative as defined by the Family Law Act 1996. Including step-parents, step-children, civil partner, former spouse, former civil partner, first cousins [...]

We want to share our fantastic news. We’ve been awarded Best Building Society for Customer Service 2020 by What Mortgage Awards for the third year running. Our Business Development Managers, Intermediary Support Desk and wider customer service teams have been working hard to answer all of your COVID-19 queries, along with the dedicated FAQ [...]

The Government’s announcement that stamp duty in England won’t be paid on the first £500k of a property’s value until 31 March 2021 is welcome news for the housing industry. From buyers struggling to get on the housing ladder for the first time to existing homeowners and buy to let landlords, prospective buyers right [...]

We are pleased to inform you of a couple of changes made to our range with immediate effect.   Buy to Let purchase products are now available. From 8pm this evening,  you will be able to access purchase products across our Buy to Let range including for your Limited Company landlord clients. As we [...]

JOINT BORROWER, SOLE PROPRIETOR Now available up to 90% LTV giving greater choice to your customers who, like many first‑time buyers, find it difficult to raise a deposit or secure a mortgage based on their income alone. JBSP Highlights Now available up to 90% LTV Up to four applicants on the mortgage, with a [...]

Mortgage technology expert Mortgage Brain has hosted its annual Mortgage Vision event for over a decade. Now in its 11th year, they have decided to take their hugely successful event online as ‘Virtual Mortgage Vision’. Taking place on Wednesday 2nd September from 9:30 am, it will be available to all UK mortgage advisers regardless [...]

We've updated our Residential mortgage range, reducing the rate on our 85% LTV product and launching a fee free version to support your clients looking to purchase or remortgage. Product Details 2 Year Fixed Rate (FX683) 1.69% to 30.09.2022 Up to 85% LTV Repayment only £299 booking fee £699 arrangement fee 2 Year Fixed [...]

FBS have made their Family Mortgage available again, which is a 95% LTV product that can help borrowers onto or up the property ladder. They also have a 75% LTV Joint Mortgage Sole Occupancy product that allows family members to work together to help with affordability. To find out more about these products, click [...]

As a result of increased demand for specialist 2-year fixed rates, Foundation is improving its buy to let mortgage range for individuals and limited companies from Thursday 23rd July. Key changes: Reduction of up to 20 bps on selected fixed rates up to 75% Introduction of 2 year fixed rates with a flat £1,995 [...]