In todays market first time buyers are finding it very challenging to find a mortgage with no deposit or a deposit of 5% or 10%. Buckinghamshire Building Society’s family assist mortgage offers up to a 40 year term and allows the applicant to borrow up to 100% of the purchase price. By taking a [...]

A problem shared is a problem halved – is shared ownership the answer for first-time buyers? Over the past couple of decades rising house prices have meant a need for larger deposits. In 1960, the average first-time buyer paid an average deposit of £595 on their first home (equivalent to around £12,738), whereas in [...]

We’d like to bring to your awareness that the Financial Conduct Authority (FCA) have announced additional guidance on payment holidays designed to help customers whose income continues to be impacted by the coronavirus pandemic. This will mean that: Customers can continue to apply for a payment holiday until 31st October 2020. Customers who have [...]

Time for some good news! Family Building Society have made some changes to their mortgage product range and their award winning 95% LTV Family Mortgage is back! All changes take effect from 24 June 2020. Please find further details here

The bank has reduced the cost of selected remortgage fixed rates at 60 per cent and 75 per cent LTV by up to 0.15 per cent. The cuts have been made on two-, three- and five-year fixed rate deals. Read more

Service Update – 24 June 2020 We’re really pleased about our recent increase up to 85% LTV in the Residential market. And it seems you are too! We’ve seen a large increase in applications recently, but we’ll always aim to provide an efficient and helpful service. The majority of our teams are still working [...]

The products are aimed at borrowers who have less than straightforward requirements. Read more

From Monday 22 June 2020 Platform’s Help to Buy mortgage range will be available to brokers. 85% LTV mortgages are also being reintroduced for those looking for a mortgage in England. All fixed rate mortgages for house purchases will be reduced from Monday 22 June by up to 0.20 percentage points Platform, the intermediary [...]

At 8pm on Thursday 25 June we will amend the following Core products: • Selected 85% LTV Residential rates will be increased by 0.05% • Selected BTL 60% and 75% LTV rates will be increased by up to 0.10% • Selected Portfolio BTL 60% and 75% LTV rates will be increased by up to [...]

Check out our portfolio landlord products with reduced completion fees, no application fee for multiple applications and rates starting at 3.39 per cent Initial rates from 39%, £0 application fee and reduced completion fees from 1.25% We've recently lifted the cap on the number of properties in a portfolio and given landlords up to [...]