One of the great achievements from the industry over the past year was the fact that the pandemic led to relatively little change in protection products. Income protection was the product that perhaps endured the most scrutiny as all insurers either removed or applied a COVID exclusion to their short deferred periods. As the [...]
Cancer increasingly touches many of our lives and our research highlights just how important it is for customers to know that they have cancer cover included in their private healthcare.* As part of our propositions refresh, which is available to new and renewing clients from the 1st March, we’ve enhanced our cancer cover to [...]
How can British Friendly’s added value services help your clients everyday? We’re a mutual where members come first, so we offer your clients added value discretionary benefits alongside their core Income Protection cover at no extra cost through our Mutual Benefits and BF Care programmes. Instead of just offering our members additional healthcare support [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Royal London cover their new Underwrite Later option cover; Legal & General have teamed up with Sky to give you access to some [...]
Hi everyone, in this episode I have Helen Croft, Head of Underwriting Strategy at AIG, joining me and we are talking all about covid in relation to the underwriting process. We’ll be discussing why covid has meant that the underwriting of insurance has had to change over this past year, why covid poses such [...]
Summary We will continue the theme from our recent webcast on the pandemic, giving an update on where we are currently - both clinically and from our business perspective. We will also talk about our recent research into the Age of Ambiguity and what this means for us in both our personal and working [...]
AIG Life has decided to further extend the availability of the premium flexibility scheme. Customers will now be able to apply for premium flexibility up to 30th April 2021. More details of the scheme can be found by following the link below. Once the page has opened click on ‘Flexible Policy Requests’ on the [...]
The new national lockdowns and the impact on insurance As we enter 2021 with the various national, regional and local restrictions that apply across England, Scotland, Wales & Northern Ireland we felt it was important to remind you of the potential impact this situation has on an insurance policy. This is even more important [...]
After waking up on Sunday to a blanket of white snow, the nation embarked on a day of sledging, snowman making and walking. A day filled with laughter, fun and maybe even some accidents! Help prepare your clients for when the unexpected happens by adding My Extra Benefits to your clients’ Income Protection contract. [...]
Give your clients the cover they need now, while we process their application and review the underwriting. There's times, especially with business protection cases, when we'll need to request additional medical evidence to enable us to fully assess a client's application. And this can sometimes cause delays. But with our new Underwrite Later option [...]
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