Back in May (I know that seems a lifetime ago), Zurich came to market with a package of options to help support vulnerable customers just days before the FCA outlined their expectations of insurers (see here for full details). Their approach provided three ways consumers that are suffering financial difficulty can reduce their premiums [...]
Life insurance has never been more relevant, with more and more people looking for ways to protect their health, and their loved ones' futures. To help you discuss our new simpler, better and easier life insurance proposition with your clients we’ve created an interactive guide that can be shared with them before or after [...]
For intermediaries only There's certainly been no shortage of news in recent weeks - while the outlook for 2021 is looking more positive, the uncertainty surrounding the next few months hasn't gone away. That's why we're continuing our focus on supporting you and your business, with ways to make it easier to do business [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal London launch an alternative to trusts; LV= extends support for vulnerable customers; Vitality helps you build a plan in three simple steps. [...]
Download our simple body diagram to support you in explaining the reality of Critical Illness to your clients. Find out more
Vitality have consolidated their plan options into just one plan, one Optimiser and a range of options to meet all your clients’ needs. So now you can build a plan in three simple steps. Begin with your clients’ Core Cover. Choose one or more of Vitality’s Defaqto five-star rated Core Covers – Term or [...]
When it comes to life cover, it’s time to get real As a financial adviser, you know that every single one of your clients is unique. Whether it’s their medical history, financial commitments, or their future aspirations, every conversation you have will be different. Being unique can have its challenges, especially when it comes [...]
As we enter the second day of Lockdown 2.0 and the Furlough scheme is extended to March 2021, LV= become the second insurer to announce an extension to their support for those struggling financially due to the virus. LV= were the first to introduce a payment break facility back on 22nd April and since then [...]
Putting a life policy in trust has many benefits. For a start the proceeds of such a policy will bypass the deceased’s estate and as such beneficiaries will receive the money quicker and without any inheritance tax implications. It also gives the policyholder greater control over who receives the assets. Much work has been [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Legal and General launch new 'What Are The Chances Calculator'; Aviva extend premium deferral facility; LV= reintroduce 1 day and 1 week referrals. [...]
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