Cheryl Hughes, Compliance Officer Team Leader Mortgage Credit Directive (MCD) has now arrived and effective from 21 March 2016 and below is a brief summary of MCD and the Key changes:- What is MCD? The European Union Mortgage Credit Directive (MCD) came into force with the aim of having a single, EU-wide framework [...]
A Network that listens to what you have to say? Our National Account managers hold regular meetings with our members and we are continually developing our proposition based on their feedback. A Network that understands the demands of your job and puts you first? It’s a statement to say that all of our founding [...]
Heddwyn Richards, former Head of Development at HL Partnership, has been appointed as National Accounts Manager for The Right Mortgage and Protection Network, in what is set to be the first of several high profile appointments to be announced by the Network. Heddwyn’s career in financial services began as a branch manager for Principality Building [...]
A survey for SunLife has revealed that the perception of the cost of Life Insurance is 394% higher than the actual cost, giving yet another example of the disparity between the perception and reality of life insurance. 48% of the 1,011 people surveyed by Critical Research cited affordability as the main reason that they hadn’t [...]
Keith Richards, the Chief Executive of the Personal Finance Society, says that action is needed by the FCA to combat the rising costs felt by advisers due to FCA fees and Financial Services Compensation Scheme levies. In March it was announced that the cost to advisers would rise by 10% due to a rise in [...]
What approach do you take to financial planning for your clients? Like many of us, do you stick to what you know and focus on mortgages when times are good and only look at additional income streams during tougher times? As rates continue to fall post MMR, mortgage appointments should be keeping your diary full [...]
The Mortgage Advice Bureau’s National Mortgage Index has shown an increase in the number of mortgage applications in the month of March, propelled by improvements in product affordability.[1] The back end of 2014 saw a relative slowdown of the market; with a fall of 28% seen in December compared to the previous month. However, March [...]
A new campaign is being launched by Good Morning Britain to give all secondary school students the opportunity to learn CPR. The Heels 4Hearts campaign, run in conjunction with the British Heart Foundation, requests people to donate their shoes and boots to their local British Heart Foundation store. [1] It is estimated that it will [...]
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