Posted in August 2017
The latest issue of Enterprise's Second Charge Report is now available for download. The Report highlights that the market breached £900m annualised lending for the first time, with 3 consecutive months of year-on-year growth in monthly lending, starting with March's long-time high of £93m. Broker market education appears to be fuelling growth.
Our Buy to Let affordability rates: Purchases 145% minimum rental cover at 5.50% affordability rate Remortgages…without capital raising 125% minimum rental cover at 5.00% affordability rate Remortgages…with capital raising 145% minimum rental cover at 5.50% affordability rate Or NEW 4.50% affordability rate for 5 year fixed rates (excluding porting applications) Why not see how much [...]
Trust us to do right by your customers – The 55+ residential interest only mortgage was created as we believe that customers age 55 and over should have access to a flexible and innovative mortgage product and should not be disregarded due to age. Later life lending specialists – One of a small number of [...]
Our survey ‘Optimistic or Idealistic?’ revealed that 71% of people would lose up to £300 of income if reliant on Statutory Sick Pay (SSP) alone! With £89.35* a week for up to 28 weeks, for most people, this simply isn’t sufficient to keep them financially afloat when illness or injury strikes. Our income protection contracts, [...]
Leeds Building Society changed their interest only criteria to assess the required minimum equity for customers who are using the sale of property as an interest only repayment vehicle on a regional basis. This means more of your customers may be able to apply for an interest only or part interest only part repayment mortgage. [...]
Together - multiple scenarios: one common sense approach Have a residential mortgages case? Together are now on panel Whenever you have a case that involves non-standard purchases, property, income or credit, we’re here to listen to you and do our best to find a solution. If you have a case which involves any or all [...]
LEGAL AND GENERAL EXCLUSIVE SHARED OWNERSHIP [FS04] 3.99% Fixed rate till 31st October 2019 95% LTS based on the customer's share of the property between 25% and 75% including fees. Followed by our SVR currently 4.99% variable for the rest of the term. The overall cost for comparison is 5.0% APRC Contact our underwriting team [...]
Why choose a funeral plan? There are products on the market that can be used to offer provision for funeral costs but only a funeral plan guarantees to ensure that the money will be available at the time of need, guarantees the cost of the Funeral Director’s services included in the plan and helps guard [...]
KEEPING YOU IN CONTROL We've listened to your feedback and made changes to our business tracking software for Aviva Life Protection Solutions. It's all part of our commitment towards delivering market-leading online solutions that make protection business easier for you and your clients. WHAT'S NEW? Email alerts for ALPS business tracking Whether you're [...]
On Monday we launched our new electronic annual insurance statement for all clients who buy insurance with us from 1st July 2017. The aim of our annual insurance statement is partly to remind customers of how we add value to their insurance through our partnership with Best Doctors, the world’s leading medical opinion service. [...]
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