Right-to-buy: will now lend up to 95% of discounted price (previously 90%) – overall LTV must be 80% or less Clean/minor adverse up to 95% LTV/LTS : Missed payments on communications and utilities acceptable, recently satisfied default or CCJ up to the value of £100 acceptable, 1 missed payment on credit card, mail order or unsecured [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Together allow residential mortgages up to £1m at 60% LTV Virgin Money are great for guarantors; Fleet brand new 5 year fixed products; [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Register for Legal & General's protection webinar; Pulse Insurance join the panel; The Exeter give peace of mind for self-employed workers; AIG's over fifties life [...]
Our Good Parent Portfolio recommends a holistic approach to protection that demonstrates the value of your advice and opens up new protection opportunities. We’ve created four short videos to show you how the Good Parent Portfolio could help you and your clients. You can view the first video here.
Pulse Insurance is an award-winning specialist insurance business that offers life and protection products. Pulse is able to place innovative and bespoke insurance not available in the standard market and can offer cover to both individuals and groups. Pulse Insurance is authorised by the FCA and is an approved Coverholder at Lloyd’s. For more information [...]
The Exeter is committed to supporting the growing number of contractors, freelancers and self-employed workers in the UK. It is estimated that 15% of the UK's labour market are now self-employed (Cover Magazine), but while there are many advantages to this type of work there are also clear dangers to financial security if your clients [...]
Check out the new Health and safety at work Summary statistics for Great Britain 2017. Here are just a few of the figures that shocked us! 31.2m* working days were lost due to work related ill health and non-fatal workplace injuries in 2016/17! What’s more 12.5m* working days were lost due to work-related stress, [...]
We've created a quality Over Fifties Life Plan for advisers, to help you meet the growing needs of your customers.To cover rapidly increasing funeral costs or to leave a financial gift for loved ones, our plan is the obvious choice. Here are some useful tools to get you started: Blog post Price Calculator Sales aid [...]
At the Protection Review Conference in July, several themes emerged from the speeches and panel debates. As an industry, we need to "Be simpler, more human and braver". For the latest Big Read we've collated some thoughts from industry leaders based on those themes. Simpler: Three reasons why selling protection is hard – and three [...]
Did you know we offer a suite of protection webinars covering Business Protection, Income Protection and OLP Connect (OLPC)? Our webinars are designed to help you develop your business and to get the most from the products and services we offer. Follow the links below to register for one our webinars and receive joining instructions Income [...]
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