Posted in November 2017
We've created a quality Over Fifties Life Plan for advisers, to help you meet the growing needs of your customers.To cover rapidly increasing funeral costs or to leave a financial gift for loved ones, our plan is the obvious choice. Here are some useful tools to get you started: Blog post Price Calculator Sales aid [...]
At the Protection Review Conference in July, several themes emerged from the speeches and panel debates. As an industry, we need to "Be simpler, more human and braver". For the latest Big Read we've collated some thoughts from industry leaders based on those themes. Simpler: Three reasons why selling protection is hard – and three [...]
Did you know we offer a suite of protection webinars covering Business Protection, Income Protection and OLP Connect (OLPC)? Our webinars are designed to help you develop your business and to get the most from the products and services we offer. Follow the links below to register for one our webinars and receive joining instructions Income [...]
Right to buy: will now lend up to 95% of discounted price (previously 90%) – overall LTV must be 80% or less Clean /minor adverse up to 95% LTV/LTS : Missed payments on communications and utilities acceptable, recently satisfied default or CCJ up to the value of £100 acceptable, 1 missed payment on credit card, [...]
In our recent poll, 79% of respondents said that specialist could be the new norm. Complex income, unusual working patterns, multiple employed roles, contracting and self employment are all on the increase. We hear about it every day. Circumstances that were previously considered ‘niche’ are becoming more mainstream. At TML we take an individual approach [...]
Earlier this year we introduced proc fees of 0.30% for Buy to Let product transfers. Now we’re delivering on our commitment to pay proc fees for Residential product transfers on all applications received from 24 November 2017. Read the FAQs to see full details Don’t forget – your existing clients can apply to transfer to [...]
We are making some changes to our mortgage range When you registered to do business with us, you provided your FCA registered address, including a postcode. Our emails will always include this postcode near the top of the page so that you know they’re from us. We would like to inform you that we [...]
We're just letting you know that from Tuesday 31 October, we'll be extending the end dates across all New Business and Existing Customer products. Product Highlights 2.74% 5 year fixed at 75% LTV Available for purchase and remortgage £1,995 arrangement fee Free standard valuation and £250 cashback ERCs apply 2.89% 5 year fixed at 75% LTV Available [...]
Non-portfolio 1.99% 2 YEAR FIXED 75% LTV £1,495 fee Free valuation No legal fees View product Portfolio 2.85% 2 YEAR FIXED 75% LTV 0.50% fee Single, self-contained properties, no limited companies or LLP'S Free valuation and no application fee No legal fees View product We have also launched some additional portfolio products, which are detailed [...]
Platform adjusts interest cover ratio down to 128% for buy to let remortgage business. From Monday 30 October, Platform; the intermediary-led mortgage brand of The Co-operative Bank, will assess eligible buy to let remortgage applications, without additional borrowing, using a minimum of 128% rental cover at a notional interest rate of 5.50%. This arrangement supports [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498.
