Skipton Talks autumn/ winter webinars Rachael Hunnisett is back with a brand-new series of webinars and this time she’ll be joined by co-host, Derek Adams. Throughout October and November, they’ll discuss some of the hottest topics in the industry, explain how Skipton are making things easier for you, and introduce a variety of guest [...]

TML Large Loans product (BTL)   We all know size matters, and right now the booming BTL market wants bigger, better loans. See below our Large loan highlights; KSP's:   Available to individuals, limited companies and LLPs for purchase or remortgage  Affordability from 125% at pay rate No minimum income No limit on portfolio [...]

Need to take a break? When a customer is hit with vulnerability that affects them, or the person they share the mortgage with, it can be stressful. Customers want the re-assurance of flexibility around the options available to them in the event of such vulnerability. That’s why we have introduced our payment break, allowing [...]

Join our New Build 'Sparks' series As the new face of the Club's New Build proposition, I'm delighted to announce a series of virtual events under our 'Sparks' umbrella that will be focused upon different aspects of the new build market. You will need to sign-up to a free BrightTALK account to register and [...]

Finance beyond the high street.... Need bridging finance to save an auction purchase? When purchasing a property at auction, there are several risks. One of those risks is not being able to fund the purchase in full before the deadline. When the hammer falls, a 10% deposit is needed. Whether a bridging loan is [...]

Limited Edition products available across both Residential and Buy to Let mortgages Pepper Money recently launched new Limited Edition Residential products, plus their Buy to Let Limited Edition product is still available for your landlord customers. Here's a quick reminder on how they can help you and your customers. On their Residential range is [...]

Coventry for intermediaries offers a £500 incentive for clients keen to make energy-efficiency improvements The newly launched Green Together Reward is an initiative to help customers try and reduce the energy they use in their properties. Under the scheme, clients can claim a £500 reward when they spend at least £2,500 on improvements aimed [...]

Application for loan of £1,800,000 at 75% LTV The applicant held a senior position in a large bank and was paid a large income as well as bonuses. The size of loan they wanted wouldn’t have been possible under our standard loan terms. When reviewing the case we were happy to include the average [...]

Changes to our Income Policy for self-employed mortgage customers Following our ongoing commitment to ensure our mortgage credit policy remains fit for purpose, we’re changing the documentation required to evidence income for self-employed mortgage applicants. What’s changing? We are implementing a new document request for Sole Traders, Partnerships and LLP with less than 200 [...]

Complex case washout? Our income solutions will make the sun shone for your clients Do you have clients who are asset rich but traditional income poor? Do their assets include a mixture of cash, investments, trusts, pensions or net profit in their business? Does their income appear low relative to their borrowing needs? Do [...]