Posted in October 2017
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: • Together Money case study: Right to buy a property valued at £170,000 and the purchase price £66,100, so we do not require [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: • AIG look at the new underwriting standards to be imposed on Buy-to-Let mortgages; • Uinsure relax their subsidence criteria; • Cirencester Friendly [...]
The Exeter is committed to supporting the growing number of contractors, freelancers and self-employed workers in the UK. It is estimated that 15% of the UK's labour market are now self-employed (Cover Magazine), but while there are many advantages to this type of work there are also clear dangers to financial security if your clients [...]
Personal service to make your life easier There are many reasons to choose Cirencester Friendly, from our award-winning income protection and 4 Star Defaqto rated products to the fact we have paid 94% of claims, eight years running. There is also our excellent service – with dedicated adviser support and a direct connect to an [...]
We have been advised they have made one alteration that is a material change to the cover; from the 1st of November the self-employed will not be eligible to purchase a new policy and they are therefore excluded. This does not affect any self-employed policy holders with existing cover through them. Keystone pricing remains the [...]
Even though general insurance (GI) is instrumental in making sure a client’s property is fully protected it’s regularly overlooked. Ask yourself, is GI discussed in your office as often as it should? As an adviser, it doesn’t take a great deal of time or effort to embed GI into your business. The products aren’t overly [...]
In our latest blog post, our Technical Sales Manager takes a look at the new underwriting standards to be imposed on Buy-to-Let mortgages from 30th September, and what they mean for protection. You can read the article here If you have any questions at all, just give us a call on 0345 600 6829. Keep [...]
We're now one brand In our email to you on 28 April 2017 we detailed the proposals, process and timeline to deliver a single brand. We're pleased to announce that from 1 October 2017 we are now one brand and the business transfers of Friends Life Limited and Friends Life and Pensions Limited to Aviva [...]
We've relaxed our subsidence criteria, all thanks to your feedback! After you told us that our subsidence eligibility question was too restrictive, we're delighted to announce that we've fixed this and have relaxed our subsidence criteria. Previously, if there were any signs of subsidence to a property in the last 25 years, we were not able [...]
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