On 30th September, the PRA's new underwriting standards will come into force and landlords with four or more mortgaged Buy to Let properties will be defined as 'portfolio landlords'. Anyone lending to portfolio landlords will need to make changes to the way they assess these applications due to their complex nature. The maximum number of [...]
In 2016 and 2017 there’ve been a lot of changes to the buy to let (BTL) market. Leeds Building Society is easing the pressure for you and your clients, with a simplified application process and updated lending criteria. What Leeds Building Society is doing to support you: Increased their maximum portfolio size from 8 properties [...]
Virgin Money know that your customers love their family and friends and they like to have them over to stay, so that’s why they accept properties which include a large house and a single annex. For more information speak to your dedicated BDM.
Together are now on panel Whenever you have a case that involves non-standard purchases, property, income or credit, we’re here to listen to you and do our best to find a solution. If you have a case which involves any or all of the above, or if you have a query on whether we [...]
Multi Benefit Pricing rewards your clients with lower combined premiums when they take out multiple benefits within the same plan: Making a range of protection cover more affordable for your clients Offering a menu based plan to better meet individual client needs, helping you recommend above and beyond basic life cover. These reductions are automatically [...]
Life insurance is the most popular of all protection products, yet if one of your clients has Type 2 diabetes or a high BMI it can be difficult to get them the cover they need. That’s where Managed Life comes in. It’s specialist cover for these two growing customer groups that rewards clients who make [...]
Leading GI provider Uinsure has bolstered its team with two key appointments, amid continuing growth for the firm. Ian Ballinger joins as Head of Key Accounts. He will report to Director of Sales Jason Berry and will work alongside Mark Hutchings, who retains his role as Head of Sales & Distribution. Ian joins Uinsure from [...]
Paymentshield has confirmed that it’s 3 months free offer will run until the end of the year. The three months free Home Insurance, offer is currently available to new Paymentshield customers remortgaging their property or transferring to a new mortgage with their existing lender. All they ask is that the client hasn’t had a Home [...]
We want to make buying insurance even easier for your clients which is why we've made two significant changes to our underwriting philosophy. Read our latest blog to find out what these changes are and how they will benefit your clients. If you have any questions at all, just give us a call on 0345 [...]
In recognition of childhood cancer awareness month, Aegon is reminding parents to check their critical illness (CI) policies and has shared information for child CI claims since 2007. Of all the CI claims for children received by Aegon in the last 10 years, 67% were for cancer. Since 2007, 30% of childhood cancer claims were [...]
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