Posted in September 2017
In August, we completed a second charge mortgage that reduced a client’s monthly credit payments by 70% We were approached by our broker partner because their prime client, earning £45,000 a year, wasn’t able to get a High Street mortgage to consolidate his debt since he’d only been in his new job for 4 [...]
Highlights: 2 year & 5 year fixed ERC's available LTV's of up to 60% from age 55 Choice of competitive rates Ability to make 10% repayments from day 1 Free valuation for properties worth up to £350k Free legal advice for standard remo cases Available rates: 55+ 2 year discount variable - 2.99% [...]
At OneFamily we’re here to help your customers meet the financial needs of modern life. We’ve created award winning products with customer needs and flexibility being a core focus. Since OneFamily started, we’ve picked-up the award for best product innovation within the Lifetime Mortgage market at the 2016 Equity Release Awards, a five-star rating from [...]
No maximum age limit- Does the case make sense? No credit scoring, we credit search Every case individually underwritten with a common sense approach Lending into and whilst retired acceptable Currently no restrictions on product offering when lending into retirement, core range is available Interest only lending acceptable up to: 80% LTV with suitable [...]
Many banks and building societies have a traditional view to lending that means your older clients may often struggle to gain access to any kind of borrowing. Upper age limits for lending seem at odds with the way we live today. The reality is that people are living longer, healthier lives and so need funds [...]
If the unexpected happens… Your clients can expect to be looked after. Unfortunately, just because your client is unable to work doesn’t mean that their bills stop needing to be paid. Income protection claims can last for months, years, or in some cases decades – knowing that there will still be money coming in can [...]
Just the job – our income protection is tuned to your clients’ needs Being off work because of an illness or injury is one of the biggest risks your clients face. So we’ve improved our Income Protection to better meet your clients’ needs. Cover up to 65% of the first £15,000 of your client’s pre-tax [...]
When signing up with the Holmesdale Building Society, please ensure that you indicate that you are part of the network and proc fees should be paid through L&G Mortgage Club. You can register with Holmesdale here
Welcome to this week's Protection Update. Be sure to have a look through as there is sure to be some information pertinent to you. Included in this weeks update: Cirencester top tips to market income protection AIG gives your clients CI options The Exeter gives peace of mind for self-employed workers LV= Self-employed clients sales tools, IP for adviser discount, Doctor Services app [...]
Back in June we improved our affordability and if you haven’t tried us since then, you might be surprised at what we’ve got to offer. This is only the latest improvement that’s got brokers saying positive things about affordability. We can help more of your clients, especially those looking to borrow more than [...]
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