“How to arrange second charge mortgages” is the latest in our programme of educational webinars and videos. Previously, our introductory video guides explained what second charges are, and when and why they can be useful for clients. Now, in a 20 minute briefing at 10am next  Tuesday 19th September 2017 , we will present a ‘smart guide’ that explains how to go about actually placing second charge mortgages [...]

We have completed our quarterly LIBOR review. Please accept this post as confirmation that for this review LIBOR has increased to 0.30% For audit purposes all of our buy to let and residential product guides have been updated to reflect the review that took place.  I can confirm this is the only change that has [...]

New fixed rates at 50% LTV, from 1.39% Limited edition products - From tomorrow, Wednesday 13 September, we're introducing new 2 and 5 year fixed rates at 50% LTV for remortgage, with rates of 1.39% and 2.14% respectively. Both products have a £1,995 arrangement fee and come with a free standard valuation and free standard [...]

Virgin Money regularly review their approach to new build to develop their proposition. Some of the new developments they have recently launched include: Improving the way they calculate affordability so that they can offer more of your customers the loan amount they want. Cash incentives and part-exchange of up to 5% are accepted without impacting [...]

Together are now on panel Whenever you have a case that involves non-standard purchases, property, income or credit, we’re here to listen to you and do our best to find a solution. If you have a case which involves any or all of the above, or if you have a query on whether we can [...]

Welcome to this week's Mortgage Update. Be sure to have a look through as there is sure to be some information pertinent to you. Included in this week's update: Accord cut a number of rates; Enterprise Finance explain how they can help you with your complex BTL cases; and Hodge Lifetime discus how their [...]

Completing a buy-to-let application form on our web site and the MTE – changes visible from Thursday 7 September   Additional information required From Thursday 7 September we will be making changes to the application forms you use on our web site and the MTE. A number of new mandatory questions will be included requesting [...]