Happy New Year! Santander for Intermediaries wanted to remind you of some of the positive changes we made last year… Buy to Let: 50% affordability rate for 5 year fixed products 130% rental cover where at least one applicant’s income tax band is 20% or less 125% rental cover at 5.00% affordability rate for remortgages [...]

We are pleased to announce the launch of new a specialist Buy to Let lender, Lendinvest. The products are available for both remortgages and purchases up to 80% Loan to Value and include individual residential investment units, HMO's (up to 15 beds) and Multi Units on one Freehold title. Minimum rental requirements start from 125% @ 3.79%. Click here [...]

We are delighted to advise that with effect from tomorrow morning, Precise Mortgages will be doubling our Buy to Let portfolio limits from £5m to £10 million (maximum 20 properties). What's more if you've already got a portfolio case with us, our assessment remains valid for six months (provided the information hasn't changed). Combine this with [...]

The most common hurdles for brokers to overcome are with clients that have complicated income, residency issues or complex credit. Mainstream lenders often don't have solutions to cover all circumstances and this is where we can help. Our panel of lenders will consider clients with non-permanent rights to reside, expats, start-up business owners, as well as many other issues you may experience. If [...]

House prices rise by a modest 2.6% in 2017 UK annual house price growth ended 2017 at 2.6%, compared with 4.5% in 2016 London weakest performing region, with house prices down 0.5% year-on-year Significant differences in regional affordability, but saving for a deposit remains challenging for most House Price Index headlines   Dec 17 Nov [...]

We’re ready and set to go in 2018, so let’s cut to the chase. 7 out of 10 homeowners could cut their rate by moving off their SVR.* Monthly Savings Product term £100,000 loan amount £250,000 loan amount 2 year fix £153 £391 5 year fix £128 £331 Savings over fixed rate [...]

Paragon is delighted to announce a New Year refresh of our product range, with revisions to interest rates and product fees, and the introduction of a 3-year fixed rate option, all available from 8 January 2018. Highlights include: Rate and product fee reductions Pricing reductions across the variable rate product range, with a new lead [...]

New residential product We’re launching a new 2 year HP product at 1.60%, 85% LTV with a £995 fee, a free valuation and £500 cashback Residential rates going down We’re cutting selected rates across our full product range by up to 0.30% We’re also doubling the cashback incentives from £250 to £500 on selected products, [...]

Barclays wants to be the best Buy to Let lender you do business with. Back in September, they reaffirmed their full commitment to the BTL market by accepting portfolio landlord applications. These applications require a specialist underwriting approach. Attached and below are some top tips that are suggested you follow to ensure you receive efficient [...]

Four products, with features to suit your client needs, including the option of: Advanced stage payments or traditional arrears stage payments With or without early repayment charges BuildLoan are the UK’s leading specialist in self build, custom build, renovations, conversions and home improvement mortgages and totally dedicated to Intermediaries. Specialist help and guidance, along with [...]