Regardless of how hard your clients try, one thing they can’t control is their health. When it takes a turn for the worse, whether it’s a virus or something more serious, it isn’t just their health that suffers, it could also be their income. For the self-employed, or those with limited sick pay provision from [...]
Making it simple for you and your clients to get cover from Aviva. Previously, paper AMRAs (Access to Medical Records Act form) took an average of 14 days to be completed and returned to us. To help save time for you and your clients, from Monday 12 March we’ll be introducing a faster way for [...]
In 2017 we paid 94.7% of claims, which amounted to a total of almost £4.4m in benefit, demonstrating our continuous commitment to supporting our Members. The principal reasons for not admitting claims were, that claims were in respect of pre-existing disabilities that had not been disclosed and where there was no actual loss of earnings. [...]
We have made the following enhancements available on Instant Life: Indexation – RPI capped at 10% Decreasing mortgage protection option – assumed mortgage interest rate 8% Premium driven quotes Download our underwriting guide
Well okay, maybe it’s a bit of both. At Royal London we want to be the destination of choice for advisers. So we do everything we can to make the protection journey as smooth and simple as possible. That’s why we continually review and update our online service to make sure we’re easy to do [...]
LV= Income Roulette research found that millions of people across the UK risk financial ruin if they don’t have an adequate back-up plan in place. One of the three significant risk groups their research identified is the Self-employed, which are very likely to include both your existing and prospective clients. However, just 4% of this [...]
At Vitality we always seek to dazzle, part of this means we are always innovating, moving forwards and developing our proposition. This spring we've launched two new offers, available now: Our Whole of Life plans just got cheaper - Clients can now get up to 64% upfront discount on WOL when taken with Wellness Optimiser, [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: LV= research reveals self employed are left exposed; Cirencester Friendly paid 94.7% of claims in 2017; Aviva announce faster turnarounds with new service. [...]
It's a good question. But easy for us to answer. The harder question might be, why are you not working with us – especially this month? In our intermediary network updates last week, we spoke about anticipating a surge in business this month for you in the world of complex Buy-to-Let. This forecast comes [...]
We have significantly improved our criteria as a result of broker feedback. Here are the highlights: 90% LTV for First Time Buyers 100% of Discounted Purchase Price for Right To Buyers Larger Loan and Portfolio Sizes for Buy To Let Applicants New 'Vida Premier' Range from 2.79% Residential On our specialist residential range we've introduced [...]
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