Vida has widened its Buy to Let Expat criteria for a limited number of distributors, to cater for existing UK property owners working in FATF member countries around the world. Available up to 65% LTV outside the EEA (up to 75% LTV inside the EEA) First time landlords, Houses in Multiple Occupation and Multi Unit [...]
On Thursday 5 April 2018 we increased selected first time buyer (FTB) exclusive fixed rate products. Residential - FTB exclusive fixed rate increases Find out more
See how much your client could borrow with our Standard Pay Rate product, fixed until 31/05/2023. To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk
We are pleased to announce the launch of new Residential Near Prime Packager Exclusives from Kent Reliance. The near prime products are available up to 90% Loan to Value for remortgages, purchases and first time buyers. There is a £95 packaging fee with no additional valuation costs over and above the lenders valuation fee scale. To obtain a [...]
To help more of your clients get the loan amount they need Virgin Money allow clients to include personal income in the affordability test*. The rental income must cover 125% of the mortgage interest payment, calculated at a notional rate of 5.50%, with personal income being considered to cover the difference up to 145%. Their [...]
Complex income, flexible approach We know that customers, especially those who are self-employed, can have complex income sources. So whether it’s irregular payments, short term contracts or multiple sources of income such as bonuses or dividends we are here to help. We aim to make the lending process as easy and straightforward as possible [...]
Changes to data protection rules will have major implications for your business The General Data Protection Regulation (GDPR) is set to replace the Data Protection Act 1998 (DPA), marking the biggest overhaul to data protection in 20 years. In short, organisations that collect, keep or use any information related to an individual, which can [...]
When placing clients that are buying their first home, it's not just a great rate that you're looking for. We understand the pride of owning your first home and standing on your own two feet, so we don't ask for family savings to be held in trust, second charges on parents' properties or extra security [...]
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